Features
Unified account aggregation (13,000+ institutions)
Automatic transaction categorization with custom rules
Flexible budgeting (category/group level, rollover)
Net worth tracking with historical charts
Cash flow reports and spending trend analysis
Recurring subscription detection and management
Shared household view with 'yours, mine, ours' labels
Goal setting with progress tracking (rebuilt Jun 2026)
Forecasting: what-if modeling for retirement, home buying, etc.
AI Assistant for natural language queries
Mark transactions as reviewed and assign to family member
Customizable notifications
SOC 2 security compliance (Jan 2026)
Actionable AI suite including Fraud Signal ML adaptive risk scoring
Vendor-neutral orchestration engine with 270+ data partners
Continuous fraud management across customer lifecycle
Customer onboarding orchestration with identity verification
KYC/KYB and AML watchlist screening
Case management and SAR/CTR filing
Risk-based authentication and step-up verification
Transaction monitoring for P2P, ACH, RTP, FedNow, stablecoin, wire
Credit decisioning and line management
Workforce Analytics for agent performance tracking (2026)
Backtesting for workflows to test rule changes against historical data (2026)
Fraud Signal context & enhanced AI Assistant (2026)
Bot signal, velocity check, address/email/document risk analysis
Ad hoc query and decision flow automation
Login and device management for authentication
