Features
Unlimited physical and virtual Visa cards with custom controls
Auto receipt capture via SMS, Slack, Teams, or mobile app
AI expense auto-coding with 90% accuracy
Four AI agents for AP: auto-coding, fraud, approval, payment
OCR invoice extraction with 99% accuracy
Two-way and three-way matching against POs and receipts
Travel policy enforcement at booking time
Automatic hotel rebooking when prices drop $50+
Per diem adjustment by location and duration
Procurement AI parses contracts and screenshots
Dynamic approval routing with parallel workflows
Real-time spend controls blocking out-of-policy transactions
Native accounting integrations with Netsuite, QuickBooks, Xero, Sage Intacct, Workday, Oracle
FDIC-insured business bank account with no fees
Investment account option with next-day liquidity
SmartScan receipt scanning via photo, email, text, upload
AI Concierge auto-categorization and policy flagging
Expensify Visa Commercial Card with cash back
Unlimited virtual cards free with Expensify Card
Travel booking (flights, hotels, cars, rail)
Global reimbursements in local currency
Bring Your Own Card (BYOC) reconciliation
Two-way sync with QuickBooks, NetSuite, Xero, Sage Intacct
Multi-level approval workflows and audit trails
Real-time expense report submission and approval
Budgets and spend controls per team/department
Bill pay (capture, approve, pay)
Invoicing (create, send, track payments)
Mobile app for iOS and Android
Chat on expenses for real-time questions
