Features
AI-powered credit risk scoring
Fraud detection with real-time monitoring
Explainable AI (SHAP-based decision explanations)
Multi-source data aggregation (bank statements, payroll, open banking)
Custom risk model builder for unique portfolios
Portfolio health dashboard with drift alerts
Regulatory compliance support (Fair Lending, ECOA)
What-if simulation for model scenarios
Automated decision engine with configurable thresholds
Batch and API-based processing
Small business lending module
Personal loan underwriting module
Real-time transaction monitoring and scoring
Drag-and-drop rules engine with custom conditions
AI-powered identity verification (OCR + liveness)
Automated case management with decision recommendations
Adaptive machine learning models
Pre-built integrations for core banking and payment gateways
Risk-based authentication and step-up challenges
Batch and real-time data enrichment from third-party sources
Role-based access control for audit trails
Dashboard with customizable fraud KPIs
Webhook and API-based alerting
Sandbox environment for testing rules
Multi-tenant support for enterprise deployments
