Features
AI-powered transaction categorization
Real-time balance and spending tracking
Personalized spending insights and predictions
Peer-to-peer money transfers
Bill splitting with friends
Subscription tracking and management
Expense report generation
Conversational AI assistant (natural language queries)
Biometric authentication (Face ID / fingerprint)
Multi-account aggregation (banks, credit cards)
Automated bill pay reminders
Unlimited budgeting categories (Plus tier)
Priority customer support (Plus tier)
SmartScan receipt scanning via photo, email, text, upload
AI Concierge auto-categorization and policy flagging
Expensify Visa Commercial Card with cash back
Unlimited virtual cards free with Expensify Card
Travel booking (flights, hotels, cars, rail)
Global reimbursements in local currency
Bring Your Own Card (BYOC) reconciliation
Two-way sync with QuickBooks, NetSuite, Xero, Sage Intacct
Multi-level approval workflows and audit trails
Real-time expense report submission and approval
Budgets and spend controls per team/department
Bill pay (capture, approve, pay)
Invoicing (create, send, track payments)
Mobile app for iOS and Android
Chat on expenses for real-time questions
