Cifrato is live · custom pricing · last verified 5 Nov 2026 · viability monitor
Cifrato
Agentes de IA que extraen facturas del SAT/CFDI y la DIAN y publican la causación en tu ERP.
Cifrato ataca el cuello de botella exacto de un libro latinoamericano de alto volumen: jalar documentos del SAT/CFDI y la DIAN en la fuente, aplicar causación y PUC, y publicar en Siigo, Helisa o World Office sin pedirte migrar. No es un libro mayor ni automatización de nómina o AP. Cómpralo por volumen de causación y profundidad de cumplimiento en México y Colombia; deja el resto de la función financiera en tu suite actual.
Verdict generatedVerified 8d ago · liveness 69/100 · cite: rightaichoice.com/tools/cifrato
- Firmas contables en Colombia que registran la causación de decenas de libros de clientes
- Equipos financieros de mediana empresa que procesan más de 1.000 facturas electrónicas al mes
- Compañías que necesitan causación, retenciones y PUC resueltos sin migrar de ERP
- Negocios que reciben facturas de la DIAN, el SAT y CFDI
- Empresas fuera de México y Colombia sin integración con una autoridad tributaria local
- Equipos que buscan un libro mayor o una suite contable completa: Cifrato publica en tu ERP
- Firmas que necesitan nómina o automatización de cuentas por pagar
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Skip Cifrato if you need one platform to run the general ledger, payroll and accounts payable — it is an automation layer that posts into Siigo, Helisa, World Office, Intuipos or Taxxa rather than replacing them.
Pricing is quoted per engagement rather than as a published self-serve plan, which usually means the cost scales with invoice volume and the number of client books — so an accounting firm booking dozens of small clients can land in a different bracket than a single mid-market company at 1,000+ invoices a month. Model your monthly invoice count and client count before you ask for a quote, and compare against the bookkeeping headcount the agent replaces.
In short
Cifrato — Agentes de IA que extraen facturas del SAT/CFDI y la DIAN y publican la causación en tu ERP. Best for Firmas contables en Colombia que registran la causación de decenas de libros de clientes, Equipos financieros de mediana empresa que procesan más de 1.000 facturas electrónicas al mes, Compañías que necesitan causación, retenciones y PUC resueltos sin migrar de ERP. Pricing is on request (custom quotes).
What is Cifrato?
Cifrato — Agentes de IA que extraen facturas del SAT/CFDI y la DIAN y publican la causación en tu ERP. Best for Firmas contables en Colombia que registran la causación de decenas de libros de clientes, Equipos financieros de mediana empresa que procesan más de 1.000 facturas electrónicas al mes, Compañías que necesitan causación, retenciones y PUC resueltos sin migrar de ERP. Pricing is on request (custom quotes).
Cifrato es un motor agéntico de contabilidad para equipos financieros y firmas contables en México y Colombia. Sus agentes extraen facturas electrónicas directamente de la autoridad tributaria —CFDI del SAT y la DIAN— y del correo, a medida que llegan. Después clasifican cada documento contra las cuentas, impuestos y centros de costo correctos y publican el asiento terminado en el software contable que ya operas, sin migraciones. El foco es la causación colombiana y mexicana, no la contabilidad genérica. Cifrato aplica la lógica del PUC, maneja retenciones e IVA —incluido el Decreto 572— y convierte un XML validado por la DIAN en un asiento contable sin digitación manual. Su material reciente cubre los casos que suelen romper un cierre: notas crédito y débito, anticipos a proveedores y su legalización, facturas rechazadas por la DIAN, y la distinción entre causar y facturar. Nada se publica sin firma humana. Solo aparecen para aprobación los asientos que de verdad requieren una decisión, y cada registro se rastrea hasta su documento fuente. Además del registro de facturas, los agentes hacen conciliación bancaria, arman reportes en vivo desde libros cerrados y gestionan la captura de documentos soporte. La compañía reporta 3.5k+ empresas en la plataforma y más de 1M de facturas procesadas al mes, a cerca de un segundo por factura frente a una base manual de 360 segundos. Es estrecho a propósito: no reemplaza el libro mayor ni trae nómina o cuentas por pagar. Cifrato es la capa de automatización sobre Siigo, Helisa, World Office, Intuipos o Taxxa, así que tu stack se queda donde está. Frente a suites contables completas o herramientas de automatización genéricas, la diferencia está en la profundidad tributaria local: aquí la causación, las retenciones y el PUC vienen resueltos, no como configuración pendiente.
Key features
- Extrae facturas electrónicas directamente del SAT/CFDI y de la DIAN
- Ingiere facturas desde el correo junto a las fuentes de autoridad tributaria
- Convierte un XML validado por la DIAN en asiento contable sin digitación
- Clasifica cada documento contra cuentas, impuestos y centros de costo
- Aplica lógica del PUC colombiano, incluidas 1435 y 51xx/52xx
- Publica asientos en Siigo, Helisa, World Office, Intuipos y Taxxa
- Maneja retenciones e IVA, incluido el Decreto 572
- Causa notas crédito y notas débito en el período en que se expiden
- Registra anticipos a proveedores como activo y los legaliza con la factura
- Ajusta la causación cuando la DIAN rechaza una factura electrónica
- Muestra solo excepciones reales para revisión humana
- Rastrea cada asiento publicado hasta su documento fuente
- Aprende de cada factura registrada para mejorar la clasificación
- Mantiene datos de clientes fuera del entrenamiento de modelos públicos
- Procesa facturas a cerca de 1 segundo frente a 360 segundos manuales
Behind the verdict
La mayoría de las herramientas de "IA contable" son un OCR con una capa de chat encima. Cifrato apunta a algo más aburrido y más útil: que el asiento salga causado, con retención y centro de costo, y caiga en el ERP que ya usas. Para un equipo que hoy digita cientos de facturas al mes en Colombia o México, ese es el trabajo que duele. Elegiría Cifrato cuando el volumen de causación es el problema y el conocimiento fiscal ya está resuelto por el producto. Firmas contables con decenas de libros de clientes encajan casi de una: el agente absorbe el volumen y el personal se queda con el cliente. También lo elegiría un equipo de mediana empresa que ya opera Siigo, Helisa, World Office, Intuipos o Taxxa y no quiere tocar el ERP. Pasaría de largo si necesitas un libro mayor, nómina o automatización de cuentas por pagar —Cifrato publica en tu sistema contable, no lo sustituye. Tampoco le veo sentido fuera de México y Colombia: la ventaja competitiva es precisamente la integración con SAT/CFDI y DIAN, y sin esas fuentes el producto pierde el argumento. Un detalle práctico que suele subestimarse: la cola de excepciones. Cifrato solo te muestra lo que necesita criterio humano, pero alguien tiene que estar disponible para revisarlo. Equipos sin ese revisor designado terminan con asientos esperando firma, y el ahorro se diluye. Comparado con una suite contable completa, Cifrato gana en profundidad tributaria local y pierde en alcance. Comparado con automatizaciones genéricas o con Excel, gana en que la causación, las retenciones y el PUC vienen resueltos. En la práctica, el cálculo es simple: si el volumen de facturas y el peso del cumplimiento justifican el costo, la cuenta sale; si tu operación es pequeña y sin retenciones complejas, el mismo Cifrato lo admite y Excel
Limitations
- Cifrato is purpose-built for Latin American causación, with coverage of Mexico (CFDI/SAT) and Colombia (DIAN) tax authorities plus connections into local ERPs.
- Nothing posts without human sign-off and only genuine exceptions are surfaced, so a human stays in the loop by design.
- The vendor states your data never trains public models.
- The sources reviewed do not name the underlying AI models.
as of 2026-10-18
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Is Cifrato still active?
Cifrato is live · custom pricing · last verified 5 Nov 2026 · viability monitor.
Viability score
How well maintained and how widely used is Cifrato? Built from what the vendor actually publishes (docs, changelog, tutorials, integrations, pricing), whether the site is live, and how much real users discuss it. How we calculate this
Last calculated: November 2026
How we score →What's new in Cifrato
Checked 6 days agoAcross the latest 9 updates: 9 news mentions.
Causación en comercio electrónico y marketplaces
Cifrato blog post: en ventas online el ingreso se causa con la entrega del bien, no con el giro del marketplace; detalla venta, comisión, IVA y liquidación de la plataforma.
Causación de facturas en el sector salud (IPS y EPS)
Cifrato blog post: la IPS reconoce el ingreso y la EPS el costo al prestarse el servicio; la factura con RIPS validado y las glosas solo ajustan el valor.
Causación de facturas en el sector construcción
Cifrato blog post sobre cómo registrar la factura de un contratista de obra: IVA sobre la utilidad, retención del 2 % sobre el total, amortización del anticipo y retegarantía.
Cómo causar facturas cuando hay diferencias entre orden de compra y factura
Cifrato blog post: cuando la factura no coincide con la orden de compra, se reclama y se pide nota crédito; mientras tanto se causa lo recibido al precio pactado.
Cómo causar garantías y devoluciones de productos defectuosos
Cifrato blog post: la garantía se causa como provisión al vender y las reparaciones se cargan contra ella; la devolución con reintegro es una devolución en ventas.
Acuse de recibo de la factura electrónica: qué es, plazos y cómo se hace
Cifrato blog post: el acuse de recibo confirma la recepción de la factura electrónica y es requisito para soportar costos e IVA descontable en compras a crédito.
Documento soporte: qué es, cómo se contabiliza y cómo Cifrato lo crea por ti
Cifrato blog post sobre el documento soporte para compras a proveedores que no facturan: qué es, su plazo, cómo se contabiliza y cómo la herramienta lo genera.
Cómo causar devoluciones en compras y en ventas
Cifrato blog post: la devolución en ventas reduce ingreso, IVA y cartera del vendedor; la de compras reduce inventario, IVA descontable y cuenta por pagar.
Cómo causar facturas con descuentos comerciales y financieros
Cifrato blog post: el descuento comercial se resta en la factura y se causa por el neto; el financiero se registra cuando se cumple la condición, sin cambiar la base del IVA.
What do users say about Cifrato?
What people actually say about Cifrato — is it worth it?
We scanned public community sources for Cifrato on Nov 4, 2026 and could not establish that the discussion we found is about this tool rather than something else sharing its name. Only 0 of the posts we fetched could be positively tied to Cifrato. Rather than publish a sentiment score built on the wrong subject, we publish nothing here and re-run the scan.
How we verified this
Every listed fact about Cifrato — pricing, features, links, status — is re-read from the vendor's own pages by our verification pipeline and each change is logged with a date; the last pass ran on 5 Nov 2026. Analysis is drafted with AI models and checked against our editorial standards before publishing; see how we verify.
Verification history
We have re-verified Cifrato 12 times since . Each pass re-reads the vendor's own pages and re-checks every listed field against that evidence; passes where nothing had changed are marked as such.
- — changed pricing page
- — changed description, who it suits, summary, who should skip it, features, pricing page
- — changed limitations, pricing page, pricing tiers, who it suits, description, our verdict, who should skip it, features, summary
- — changed features, description, who it suits, summary, who should skip it, our verdict, setup time, pricing fit, switching in, use cases, integrations, switching out, limitations
- — changed our verdict, pricing tiers, integrations, summary, description, features, who it suits, who should skip it
- — changed pricing page, limitations
Showing the 6 most recent of 12 verification passes.
Free to cite with attribution — this page re-verifies continuously.
How much does Cifrato cost in 2026?
Cifrato: Pricing is on request (custom quotes). Pricing last verified 5 Nov 2026.
12-month cost
Project the real annual outlay, including the implied monthly cost when only an annual tier is published.
Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.
Where the pricing makes sense
The company stage and team size where Cifrato's pricing actually pencils out — and where peers do it cheaper.
Pricing is quoted per engagement rather than as a published self-serve plan, which usually means the cost scales with invoice volume and the number of client books — so an accounting firm booking dozens of small clients can land in a different bracket than a single mid-market company at 1,000+ invoices a month. Model your monthly invoice count and client count before you ask for a quote, and compare against the bookkeeping headcount the agent replaces.
Has Cifrato's pricing changed?
No plan price for Cifrato has moved since we began logging in Aug 2026; the pricing page is re-read on every verification pass.
Who should pick Cifrato?
Pick Cifrato if you are Firmas contables en Colombia que registran la causación de decenas de libros de clientes, Equipos financieros de mediana empresa que procesan más de 1.000 facturas electrónicas al mes, Compañías que necesitan causación, retenciones y PUC resueltos sin migrar de ERP, Negocios que reciben facturas de la DIAN, el SAT y CFDI.
Look elsewhere if you are Empresas fuera de México y Colombia sin integración con una autoridad tributaria local, Equipos que buscan un libro mayor o una suite contable completa: Cifrato publica en tu ERP, Firmas que necesitan nómina o automatización de cuentas por pagar, Compradores que quieren una plataforma para desarrolladores y builds a medida.
Skip it if Skip Cifrato if you need one platform to run the general ledger, payroll and accounts payable — it is an automation layer that posts into Siigo, Helisa, World Office, Intuipos or Taxxa rather than replacing them.
GeneratedReal-world workflow fit
Concrete scenarios for the personas Cifrato actually fits — and what changes day-one when you adopt it.
Your team pulls each client's e-invoices from DIAN and email, classifies them against that client's PUC accounts and withholding tables, then posts the approved entries into Siigo or Helisa. Only unmatched or ambiguous documents come back to a reviewer.
Outcome: Close moves from days of re-keying per client to a review queue, so you add clients without adding bookkeepers.
Cifrato ingests the DIAN-validated XML for supplier invoices, applies Decree 572 withholding and VAT treatment, and posts the causación into your existing ERP. At month end the agents reconcile bank movements and produce cash flow from the closed books.
Outcome: Costs and deductions are causados on time, so DIAN does not disallow them, and leadership sees cash flow without a spreadsheet rebuild.
You run the year-end causación checklist inside Cifrato: identify invoices received for goods or services without a book entry, verify supporting-document validity, and clear the exceptions the agent surfaced.
Outcome: The close is a set of verified checks rather than a hunt through email and filing cabinets, with every entry traceable to its source.
Use cases
- Automate download and booking of e-invoices from DIAN for Colombian accounting firms.
- Reduce tax penalties by applying correct withholding tables under Colombian Decree 572.
- Shorten monthly close across multiple client books from days to hours.
- Keep real-time visibility into company financials because entries sync to your ERP.
- Automate daily bank reconciliation and cash flow reporting from closed books.
- Handle causación of costs and deductions so DIAN doesn't disallow them for late or missing booking.
- Reconcile causaciones against the libro de compras y ventas using IVA por pagar subaccounts 240805 and 240810.
- Scale an accounting firm's client base without adding bookkeeping headcount.
Setup time & first value
How long it actually takes to get something useful out of Cifrato — broken out by persona, not the marketing-page minute.
Expect the initial setup to be front-loaded on classification: connecting your ERP and tax-authority sources is quick, but the agent needs to see enough of your invoice history to learn account, tax and cost-center patterns. Accounting firms onboarding multiple client books should stage the rollout client by client, with reviewer time reserved for exceptions in the first weeks.
Switching to or from Cifrato
How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.
- →From manual DIAN/SAT downloading and Excel keying: agents take over source pull and classification, posting into the same ERP you already use.
- →From template-based invoice import tools: replace static mapping templates with agents that learn account and cost-center patterns from booked invoices.
- →From outsourced data-entry: route the same invoice stream through Cifrato and keep the ERP as the system of record.
- ↗To a full accounting suite: your posted entries already live in Siigo, Helisa, World Office, Intuipos or Taxxa, so the ERP history stays with you.
- ↗To in-house manual bookkeeping: export or review posted entries in the ERP, with each one traceable to its source document.
Integrations
Resources & guides
Tutorials & Learning
YouTube returned 6 videos for “Cifrato”, and we withheld 6: 6 could not be judged, because “Cifrato” is a single word that other videos use for other things. We are showing none, because we could not prove any of them are about Cifrato.
Official links
What are the best Cifrato alternatives?
The closest alternatives to Cifrato we list are Brex, Ramp and Mercury Treasury AI. Ranked by direct product-type match, not category overlap.
| Alternative | Pricing | Starts at | Last verified |
|---|---|---|---|
| Brex | Freemium | Pricing not published | — |
| Ramp | Freemium | Pricing not published | — |
| Mercury Treasury AI | Freemium | Pricing not published | — |
Alternatives to Cifrato
View allBrex
Brex pairs corporate cards and spend management with AI that automates expense reports, budgets and accounting.
Ramp
Ramp is AI spend management software for corporate cards, expense, AP, travel, and accounting automation
Mercury Treasury AI
Mercury Treasury AI automates idle business cash into money market funds and a U.S. Treasury ladder with yields up to 4.21%.
Tools that pair well with Cifrato
Common stack mates teams adopt alongside Cifrato, with the specific reason each pairing earns its keep.
Brex
Brex pairs corporate cards and spend management with AI that automates expense reports, budgets and accounting.
Ramp
Ramp is AI spend management software for corporate cards, expense, AP, travel, and accounting automation
Mercury Treasury AI
Mercury Treasury AI automates idle business cash into money market funds and a U.S. Treasury ladder with yields up to 4.21%.
Cifrato vs its closest rival
Cifrato's closest head-to-head is with Presto Voice — These aren't competitors — they're not even in the same aisle. Presto Voice sells a managed drive-thru voice agent to QSR franchise groups; Cifrato sells an agentic back-office accounting engine to Latin American accountants. The only thing they share is a pricing page that says 'contact us.' If you run a multi-location drive-thru on Toast, Presto's newest integration (announced Sept 21, 2026) makes it the shortest path to automating the speaker post. If you're an accounting firm buried in DIAN or SAT e-invoices, Cifrato is the tool — Presto is irrelevant to you. Do not shortlist these against each other; the right answer to 'which one' is 'whichever problem you actually have.'. Verdict generated
Head-to-head comparisons
Cifrato vs Presto Voice
These aren't competitors — they're not even in the same aisle. Presto Voice sells a managed drive-thru voice agent to QSR franchise groups; Cifrato sells an agentic back-office accounting engine to Latin American accountants. The only thing they share is a pricing page that says 'contact us.' If you run a multi-location drive-thru on Toast, Presto's newest integration (announced Sept 21, 2026) makes it the shortest path to automating the speaker post. If you're an accounting firm buried in DIAN or SAT e-invoices, Cifrato is the tool — Presto is irrelevant to you. Do not shortlist these against each other; the right answer to 'which one' is 'whichever problem you actually have.'
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Verdict being re-reviewed against current pricing and data.
Cifrato vs Truleo
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Frequently asked questions
Best-of guides
Topics
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