Coris
AI-first merchant risk platform for payment companies and ISOs.
Coris is the most comprehensive merchant risk automation platform we've seen, with AI agents that truly handle routine decisions. It's ideal for mid-market to enterprise payment companies, but low-volume shops should look elsewhere. The Salesforce integration and MCP connectivity make it a strong bet for fast-scaling fintechs.
Verified 18d ago · liveness 93/100 · cite: rightaichoice.com/tools/coris
- Payment platforms and ISOs needing automated merchant underwriting and monitoring
- Fintechs scaling merchant acquisition while controlling fraud and compliance
- Sponsor banks seeking stronger partner oversight with continuous risk surveillance
- SaaS platforms using payment aggregation that want to reduce manual risk reviews
- Small businesses with very low merchant volume (under 50 merchants per month)
- Teams that need a simple, lightweight KYC-only tool without workflow orchestration
- Organizations already satisfied with a general fraud prevention tool and no merchant-specific needs
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Skip Coris if you process fewer than 50 merchants per month or need a free, self-serve risk tool with transparent pricing.
Custom pricing may include annual contract minimums
Coris targets growth-stage and enterprise payment platforms — the pricing is custom and likely ranges from thousands to tens of thousands per year. For smaller teams, no-code alternatives like Stripe Radar (free with platform) or Sift (usage-based) may be cheaper upfront. Coris's ROI comes from automating manual reviews at scale.
In short
Coris — AI-first merchant risk platform for payment companies and ISOs. Best for Payment platforms and ISOs needing automated merchant underwriting and monitoring, Fintechs scaling merchant acquisition while controlling fraud and compliance, Sponsor banks seeking stronger partner oversight with continuous risk surveillance. Contact Sales pricing.
What's new in Coris
Checked todayAcross the latest 4 updates: 3 feature updates and 1 launch.
How AI Risk Agents Are Changing Merchant Underwriting
AI risk agents automate merchant underwriting by researching, scoring, and decisioning applications in seconds.
Introducing Portfolio Briefing Agent
Automated daily risk briefings summarizing portfolio changes before the first meeting.
Coris MCP: Your merchant risk data, wherever you work
Coris MCP connects ChatGPT and Claude to merchant risk data, allowing portfolio queries and actions via conversation.
Launching Salesforce Integration
Coris now connects to Salesforce, enabling teams to pull merchant data into underwriting and sync risk decisions automatically.
Viability Score
How likely is Coris to still be operational in 12 months? Based on 4 signals — momentum (how recently it shipped), wrapper dependency, revenue model, and web presence.
Last calculated: July 2026
How we score →Key Features
- Real-time card and ACH transaction monitoring
- AI Assistants for merchant research and case summarization
- AI Agents for autonomous alert decisioning and payouts
- Portfolio Briefing Agent for daily automated risk briefings
- Merchant Intelligence with structured data and proprietary models
- Risk Platform with custom rules, alert routing, and case management
- Managed risk option for outsourced merchant risk oversight
- Centralized merchant onboarding and underwriting workflows
- Portfolio monitoring and continuous reassessment
- Fraud detection scoring combining external and internal signals
- Case management with full audit trails
- AI-driven auto-approval for low-risk merchants
- Edge-case routing to human analysts
- Website monitoring for merchant compliance checks
- Salesforce Integration for bi-directional merchant data sync
About Coris
Coris is an all-in-one AI platform built for the entire merchant risk stack — from onboarding and underwriting to transaction monitoring, disputes, and ongoing portfolio surveillance. It serves payment platforms, ISOs, payfacs, sponsor banks, and fintechs that need to scale risk operations without building custom infrastructure in-house. The platform centralizes merchant intelligence by aggregating external signals, fraud scores, and proprietary data sources, then combines them with AI-driven decisioning rules and workflows. Key features include real-time transaction monitoring for both card and ACH payments, AI Assistants that research merchants and summarize risk patterns in natural language, and AI Agents that autonomously run risk playbooks — decisioning alerts, pausing payouts, and resolving routine cases with full audit trails. Merchant Intelligence provides structured data and proprietary models for underwriting and reassessment, while the Risk Platform lets teams design rules, route alerts, and resolve cases in one connected system. A Portfolio Briefing Agent delivers automated daily risk briefings, and a new Salesforce Integration syncs merchant data and risk decisions bi-directionally. Customers report 80% reduction in manual reviews, 5x ROI in year one, and over $50B in transaction volume monitored. Unlike generic fraud tools focused on payer data, Coris is purpose-built for merchant-side risk, offering AI agents that act on your behalf and a managed risk option for hands-off oversight.
Behind the Verdict
Coris fills a genuine gap in the merchant risk space. Most fraud tools are built for payers — they flag chargebacks, not risky sellers. Coris flips that, monitoring merchants end-to-end. We'd reach for this when onboarding 50+ merchants a month and wanting to automate underwriting and ongoing surveillance. The AI Agents that pause payouts or approve low-risk merchants autonomously are genuinely useful, not just chatbot wrappers. Where it bites: pricing is opaque (contact sales only), and there's no self-serve tier. That's fine for enterprise, but small ISOs or early-stage fintechs might find it out of reach. Also, it's cloud-only; no on-prem option. Compared to Stripe Radar or Sift, Coris is much deeper on merchant-side signals, but those tools are easier to start with. If you already use Stripe Connect, the integration is tight. Real-world caveats: agents require careful config upfront — you'll need to define risk playbooks. The initial investment in rule-building pays off, but it's not plug-and-play. Managed risk option is interesting for teams that want Coris to run operations entirely. Overall, for serious merchant risk scale, it's hard to beat.
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Real-world workflow fit
Concrete scenarios for the personas Coris actually fits — and what changes day-one when you adopt it.
Receive an alert for a high-risk merchant transaction during batch processing.
Outcome: AI Assistant researches the merchant and summarizes risk patterns; AI Agent automatically pauses the payout and flags for human review — all within minutes, with full audit trail.
Daily portfolio review of hundreds of partner sub-merchants.
Outcome: Portfolio Briefing Agent generates a morning email with changes in merchant risk scores, new alerts, and recommended actions — reducing manual portfolio inspection from hours to 10 minutes.
Use Cases
- Automate merchant underwriting for a SaaS payment platform onboarding thousands of new sellers per month.
- Monitor real-time ACH and card payments for an ISO to detect fraud before settlement.
- Centralize merchant risk intelligence and automate ongoing portfolio reviews for a sponsor bank.
- Use AI agents to autonomously resolve routine fraud alerts, freeing analysts for complex cases.
- Pre-fill merchant applications using AI entity matching to speed up onboarding and improve data accuracy.
Models Under the Hood
as of 2026-07-14
Limitations
- Pricing is custom and not publicly disclosed, requiring a demo to get started.
- The platform appears enterprise-focused, which may not suit small teams or low-volume merchants.
- No free tier or trial is available.
- AI agent performance depends on data quality and pre-configured playbooks.
- Depth of customizability for niche use cases may require vendor consultation.
as of 2026-06-24
Where the pricing makes sense
The company stage and team size where Coris's pricing actually pencils out — and where peers do it cheaper.
Coris targets growth-stage and enterprise payment platforms — the pricing is custom and likely ranges from thousands to tens of thousands per year. For smaller teams, no-code alternatives like Stripe Radar (free with platform) or Sift (usage-based) may be cheaper upfront. Coris's ROI comes from automating manual reviews at scale.
Setup time & first value
How long it actually takes to get something useful out of Coris — broken out by persona, not the marketing-page minute.
For ISOs and payment platforms with existing Stripe Connect or Salesforce setups, integration is typically complete in under a week (based on customer testimonials). New users can start getting value within days, with full workflow customization taking 2-4 weeks.
Switching to or from Coris
How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.
- →From Stripe Radar: Export your existing rule set and merchant data; Coris can mirror risk logic and enhance with AI agents.
- →From Sift: Migrate merchant profiles and historical decisions via CSV or API; Coris consultants assist with playbook configuration.
- →From custom-built risk system: Use Coris APIs to ingest existing merchant data and risk scores; re-implement rules in the Risk Platform.
- ↗To Stripe Radar: Export merchant risk scores and decision logs; Stripe Radar handles basic fraud but lacks merchant-specific workflow.
- ↗To Sift: Export historical decisions and merchant profiles; Sift's API can ingest data, but you lose AI agent automation.
- ↗To custom system: Use Coris's API to pull all merchant intelligence and decision trails; rebuild workflow logic in-house.
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