FinRobot

What separates FinRobot from the pile of LLM finance demos is that its documentation is willing to argue with itself. The /docs page states the distinction plainly: in V1 the code decides what happens next and the model fills slots; in V2 the model decides and the code supplies tools, guardrails and a loop. Once the model picks its own path, you can no longer enumerate what it will do — which is exactly why V2 had to take the model's ability to produce a number away. That causal chain, rather than a feature list, is the strongest signal here that someone thought about failure modes. The practical consequences are concrete. V1's eight agents each run once through Runner.run(agent, prompt) with no shared state; nothing learns what anything else produced; wanting a specific sentence out of a 10-K or a different discount-rate assumption leads nowhere. V2's lead agent sees tool results as observations and retries via ModelRetry when a step fails. The pricing consequence is that the report stops being fixed at 13 chapters. Data still arrives through the same funnel — FMP financials, with 26 deterministic operators the only route to a figure. The weaknesses are equally concrete, and they come from the evidence rather than from the architecture. The scrape shows no named underlying models, no context limits and no model-level rate limits. No third-party integrations and no public API documentation appear in the pages reached. V1 is still shipped, and V1 is the version that lets a model do DCF arithmetic in tokens — so the honest advice is to confirm you are on V2 before trusting a valuation section, whatever the interface implies. Where it fits: analysts who want a reproducible first draft on a fixed template, quants and developers comfortable self-hosting something they can read end to end, and students who want to see how a DCF is actually assembled rather than generated. Where it doesn't: anyone wanting stock tips, anyone who needs the vendor to be the one holding the pager, and anyone without the domain knowledge to notice a wrong discount rate.