Hedge

Hedge is laser-focused on a specific pain point: the slow, opaque, portal-heavy process of placing specialty insurance. Retail agents who regularly deal with cat-exposed property, distressed cyber, or thin-file professional liability will find the speed and transparency refreshing. The 30-minute median first response is not just marketing—it's a stark contrast to the multi-day wait typical of other wholesalers. The real-time marketing report and shared file eliminate the need for follow-up emails, which is a genuine productivity win. However, Hedge is not for everyone. If your book consists mainly of standard admitted risks, you won't need their hard-file access. Agents who prefer fully automated, self-service placement may find the broker-assisted model slower than a portal. The lack of any public pricing or online sign-up means you'll need to get appointed, which adds friction. In comparison to traditional wholesalers like CRC or AmWINS, Hedge offers better visibility and faster turnaround on tough accounts—but with a narrower appetite. We'd reach for Hedge when facing a submission that other markets have already passed on; for routine business, stick with your existing markets. One caveat: Hedge relies on human brokers for placement, so capacity may be constrained during peak hurricane seasons. Overall, if you place hard-risk accounts regularly, getting appointed is worth the effort.