Tenk

Tenk

Portfolio-aware AI copilot that connects your brokerages, banks and crypto, then watches them 24/7.

69/100MonitorFree planFreemium

If you hold accounts at three or more of the supported brokers, Rallies earns its place: portfolio-filtered chat, holdings-driven news and agent alerts beat every generic finance chatbot that has no idea what you own. Arena and AI Funds are genuinely unusual to find in a consumer app, and the retail-intelligence API is a credible second act. Just be clear-eyed that connections are read-only — this is a research and monitoring layer, not a place to place orders.

Verified 59m ago · liveness 69/100 · cite: rightaichoice.com/tools/tenk

Best for
  • Self-directed investors holding accounts at three or more supported brokers or banks
  • Beginners who want AI-guided research and a simplified view of their portfolios
  • Investors who want agent alerts tied to their actual holdings rather than a generic watchlist
  • Users curious to watch how AI models research and trade inside Arena and AI Funds
Not ideal for
  • Traders who need order execution, options analytics or real-time order flow — connections are read-only
  • Investors whose broker isn't covered by SnapTrade and who won't keep manual holdings updated
  • Anyone unwilling to link financial accounts to a third-party app
Visit Website

Beginner-friendlyConsumer app: sign-up is fast, but expect 10-30 minutes to link each broker and bank through the SnapTrade flow and add any unsupported holdings manually; first useful answer comes right after the first account connects. Developer API: minutes to get a key and hit the retail-intent endpoint, though real integration work depends on your pipeline.Web · Mobile · APIAPI availableVerified 59m ago
Pricing
Free plan
FreemiumFree tier4 hidden costs
Learning curve
Beginner-friendly
Consumer app: sign-up is fast, but expect 10-30 minutes to link each broker and bank through the SnapTrade flow and add any unsupported holdings manually; first useful answer comes right after the first account connects. Developer API: minutes to get a key and hit the retail-intent endpoint, though real integration work depends on your pipeline.
Runs on
WebMobileAPI
API available · 10 integrations
Who it's for
Multi-broker retail investorBeginner investorQuant or fintech developer
Live sentiment
Is Tenk actually worth it?

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  • Real pros & cons from real users
  • Attributed quotes with receipts
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Skip it if

Skip Rallies if you need to place trades from the app — its broker connections are read-only through SnapTrade, so it monitors and researches but never executes orders.

The 30-second take
Biggest gripe

No paid tier is published today, but there is also no committed pricing roadmap, so features you build habits around could move behind a paywall later.

Price reality

Rallies sits at the cheapest end of the category: full platform access is currently free for every registered user, including after cancellation. Portfolio trackers like Kubera charge a subscription, and pro research terminals like Koyfin or Bloomberg cost far more. The fit is individual retail investors and small research workflows — there's no published enterprise tier or volume pricing for the consumer product.

In short

Tenk — Portfolio-aware AI copilot that connects your brokerages, banks and crypto, then watches them 24/7. Best for Self-directed investors holding accounts at three or more supported brokers or banks, Beginners who want AI-guided research and a simplified view of their portfolios, Investors who want agent alerts tied to their actual holdings rather than a generic watchlist. Free to use.

What's new in Tenk

Checked 9 days ago

Across the latest 1 update: 1 feature update.

What people actually say about Tenk — is it worth it?

We scanned public community sources for Tenk on Aug 24, 2026 and could not establish that the discussion we found is about this tool rather than something else sharing its name. Our own analysis of that scan says the posts were off-subject. Rather than publish a sentiment score built on the wrong subject, we publish nothing here and re-run the scan.

Viability Score

69/100
Monitor

How well maintained and how widely used is Tenk? Built from what the vendor actually publishes (docs, changelog, tutorials, integrations, pricing), whether the site is live, and how much real users discuss it. How we calculate this

Recent activity
90
Traction
100
Site health
95
User sentiment
48
What the vendor publishes
20

Last calculated: October 2026

How we score →

Key Features

  • Portfolio-aware AI chat spanning holdings, bank balances, account activity and live market context
  • 24/7 AI agents that monitor your money, portfolio, stocks and markets and alert when something matters
  • Unified dashboard for brokerages, banks, crypto and physical assets
  • Read-only broker connections through SnapTrade — no trading access, no broker credentials stored
  • Brokerage coverage including Robinhood, Fidelity, Schwab, Vanguard, Chase, Bank of America, Wells Fargo and Coinbase
  • Manual holdings entry when your broker isn't supported
  • AI stock screener
  • Stock discovery by catalysts, themes, investor activity and market signals
  • Rallies Arena: live simulated AI-managed portfolios with visible research logic
  • AI Funds: create AI-managed funds that autonomously trade and report performance
  • SEC filing chat and search over a million-plus vectorized filing passages
  • Personalized news feed filtered by your holdings
  • Retail-intelligence API at api.rallies.ai/v1 with retail intent, positioning, AI fund and filings endpoints
  • API authentication via X-Rallies-API-Key header
  • Community portfolio data and insights

About Tenk

FreemiumBeginner-friendlyAPI availableWeb · Mobile · API

Rallies, also published as Tenk, is an AI financial copilot aimed at self-directed investors who hold accounts in several places at once. You link brokerages, banks, crypto and physical assets, and the app reads everything back as one picture instead of seven browser tabs. Brokerage links run read-only through SnapTrade, which covers Robinhood, Fidelity, Schwab, Vanguard, Chase, Bank of America, Wells Fargo and Coinbase; Rallies never takes your broker credentials and cannot place trades or move funds. Unsupported broker? You can still use the app and key holdings in by hand. The draw is context. AI chat answers questions against your actual holdings, bank balances, account activity and live market data rather than a generic ticker lookup, and background agents watch money, portfolio and markets around the clock, pinging you only when something moves. Around that sit a stock screener, discovery by catalysts, themes and investor activity, a holdings-driven news feed, and SEC filing chat and search built on a million-plus vectorized passages. Two features are unusual for a consumer finance app. Rallies Arena runs live simulated AI-managed portfolios with the research logic left visible, so you can watch how a model reasons before it trades. AI Funds goes further, letting you create AI-managed funds that trade autonomously and publish performance. There is also a B2B side: a retail-intelligence API at api.rallies.ai/v1 exposes aggregated retail intent, connected-portfolio positioning, AI fund trades and consensus, and filing search, authenticated with an X-Rallies-API-Key header. That is a different product from the consumer app, and it is where Rallies starts to look like a data vendor rather than just a portfolio dashboard. Against Kubera (net worth), Sharewise (portfolios) or Koyfin (analytics), Rallies trades polish for portfolio-aware AI.

Behind the Verdict

We'd reach for Rallies when the problem is fragmentation, not analysis. If your money sits in Robinhood for fun, a Fidelity 401k, a Chase checking account and some Coinbase, the consolidation alone justifies the install. Chat that already knows your positions is a different experience from chat that asks you to paste a ticker. The agent alerts are the part we'd actually keep coming back to, because they are scoped to your holdings rather than a generic watchlist. Where it bites: read-only is non-negotiable. Through SnapTrade, Rallies can analyze but never trade, so anyone wanting execution, options analytics or order flow is in the wrong app. Manual entry is a workable fallback for an unsupported broker but it decays the moment you trade, since nothing syncs it back. Against alternatives, the split is by job. Kubera is the better net-worth tracker if you mostly care about a number going up. Koyfin and Bloomberg go deeper on institutional-grade analytics. Rallies is the one that filters research through what you already hold, which is why the copilot framing fits it better than the spreadsheet-with-charts framing of its rivals. On the B2B side, api.rallies.ai/v1 is worth a look for fintechs, RIAs and data teams that want retail positioning and intent signals plus filing search over a million-plus vectorized passages. That's a distinct buyer from the consumer app and shouldn't be evaluated as an add-on. One caveat on longevity: the vendor page states full platform access is currently free for every registered user, including after cancellation, which is generous but not a forever guarantee. Before you build daily habits around Arena or AI Funds, know that a paid tier could appear. Nothing in the sources says one has. We just wouldn't anchor a workflow to it without

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Real-world workflow fit

Concrete scenarios for the personas Tenk actually fits — and what changes day-one when you adopt it.

Multi-broker retail investor

Connects Robinhood, Fidelity and a Coinbase account through SnapTrade read-only linking, then asks the portfolio-aware chat what their total tech exposure is and sets an agent to flag unusual options activity in holdings.

Outcome: One dashboard replaces opening several broker apps, with alerts tied to what they actually own instead of generic market noise.

Beginner investor

Uses stock discovery through catalysts and themes, runs the AI screener, and reads the personalized news feed that filters to their holdings.

Outcome: Market research becomes approachable without needing to know which screeners or filings to open first.

Quant or fintech developer

Calls the retail-intent endpoint at api.rallies.ai/v1 with an API key to pull aggregated question themes for a ticker, then combines it with connected-portfolio positioning and filing summaries.

Outcome: A behavioral signal layer — what retail is asking before trades and how portfolios are positioned after — feeds internal dashboards or research notebooks.

Use Cases

  • Connect all your brokerage accounts and ask what your exposure to tech is
  • Set agents to alert you when a holding shows unusual options activity
  • Screen for undervalued small-caps with positive insider buying
  • Follow retail accumulation trends in the community section for new ideas
  • Create an AI-managed renewable energy fund and track its performance
  • Chat against SEC filings to summarize a 10-K's risk factors
  • Track net worth daily with a digest across connected and manual assets
  • Pull aggregated retail intent and positioning signals into a dashboard via the API

Limitations

  • Broker coverage is limited to what SnapTrade supports; if your broker isn't listed you'll add holdings manually while coverage expands.
  • Rallies is a research and monitoring tool with read-only connections, so you cannot place trades directly from it.
  • Alerts and chat are only as good as the connected data; manual entries won't reflect live activity.
  • The B2B retail-intelligence API requires an X-Rallies-API-Key header and is a separate product from the consumer app.

as of 2026-09-15

Verification history

We have re-verified Tenk 8 times since . Each pass re-reads the vendor's own pages and re-checks every listed field against that evidence; passes where nothing had changed are marked as such.

  1. — re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
  2. — re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
  3. — re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
  4. — re-checked, vendor evidence unchanged
  5. — re-checked, vendor evidence unchanged
  6. — re-checked, vendor evidence unchanged

Showing the 6 most recent of 8 verification passes.

Free to cite with attribution — this page re-verifies continuously.

12-month cost

Project the real annual outlay, including the implied monthly cost when only an annual tier is published.

Annual total
Free
Over 12 months
Effective monthly
Free
Billed monthly

Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.

Plans compared

For each published Tenk tier: who it actually fits, and what it adds vs. the previous tier. Cross-reference the cost calculator above for projected annual outlay.

Free

$0/mo

Ideal for

Self-directed retail investors and beginners holding accounts at multiple supported brokers who want aggregation, AI research and agent alerts without paying.

What this tier adds

Starting tier and the only published tier: full platform access, currently free for every registered user including after cancellation.

Hidden costs & gotchas

What the public pricing page doesn't put in bold. Captured from pricing-page footnotes, contract terms, and recurring complaints.

  • No paid tier is published today, but there is also no committed pricing roadmap, so features you build habits around could move behind a paywall later.
  • If your broker isn't one of the SnapTrade-supported names, you'll spend ongoing time hand-entering and maintaining holdings manually.
  • The B2B retail-intelligence API is a separate product with its own API key and terms — it isn't included with the free consumer app.
  • Connected-account analysis only reflects accounts you actually link, so gaps in coverage quietly weaken every alert and answer.

Where the pricing makes sense

The company stage and team size where Tenk's pricing actually pencils out — and where peers do it cheaper.

Rallies sits at the cheapest end of the category: full platform access is currently free for every registered user, including after cancellation. Portfolio trackers like Kubera charge a subscription, and pro research terminals like Koyfin or Bloomberg cost far more. The fit is individual retail investors and small research workflows — there's no published enterprise tier or volume pricing for the consumer product.

Setup time & first value

How long it actually takes to get something useful out of Tenk — broken out by persona, not the marketing-page minute.

Consumer app: sign-up is fast, but expect 10-30 minutes to link each broker and bank through the SnapTrade flow and add any unsupported holdings manually; first useful answer comes right after the first account connects. Developer API: minutes to get a key and hit the retail-intent endpoint, though real integration work depends on your pipeline.

Switching to or from Tenk

How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.

Migrating in
  • →From a spreadsheet: enter holdings manually or link supported brokers via SnapTrade, then let agents pull activity going forward.
  • →From Kubera: connect the same brokerages through SnapTrade read-only links and rebuild manual assets in Rallies.
  • →From broker apps individually: link each supported brokerage once, then use one portfolio-aware chat instead of app-switching.
  • →From Sharewise: reconnect brokerages through SnapTrade and re-run discovery through catalysts, themes and the AI screener.
Migrating out
  • ↗To Kubera: export holdings and re-enter them as manual assets, since read-only connections aren't portable between platforms.
  • ↗To a spreadsheet: record positions and cost basis from the dashboard, then rebuild tracking manually.
  • ↗To a broker's native app: place trades there directly, since Rallies connections are read-only and execution never lived here.

Integrations

SnapTradeRobinhoodFidelitySchwabVanguardChaseBank of AmericaWells FargoCoinbaseDiscord

Resources & Guides

Tutorials & Learning

YouTube returned 6 videos for “Tenk”, and we withheld 6: 6 could not be judged, because “Tenk” is a single word that other videos use for other things. We are showing none, because we could not prove any of them are about Tenk.

Official links

Tools that pair well with Tenk

Common stack mates teams adopt alongside Tenk, with the specific reason each pairing earns its keep.

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