Features
Pre-Qubing: record purchases in real-time to update category balances instantly
Unlimited digital envelopes (qubes) for Bills, Spend, and Goals
Link one checking account via Plaid
Link up to 10 credit cards
Read-only view of linked accounts
Spend with intention: tap a category before you pay
Organize across accounts with custom categories
Keep your existing bank account (not a bank)
Earn credit card rewards while staying mindful
15-day free trial with no commitment
Simple setup: connect accounts and create qubes in minutes
Cancel anytime during trial
24/7 voice assistant for banking transactions with natural conversation
Digital assistant for web, mobile app, SMS, and email
Posh Answers: AI-powered website search and help center
Posh Outreach: proactive AI agents via voice, SMS, email, and push
Posh Simulator: AI-driven role-play training for employees
Knowledge Assistant: secure employee Q&A workspace grounded in governed knowledge
Posh CoachQA: evaluate 100% of conversations for compliance and coaching
Operating Procedures: reasoning framework combining LLM flexibility with code control
Posh Portal: no-code management dashboard for all products
Knowledge Management Studio: unified knowledge creation, governance, and delivery
Modular mini-agents for adaptive call handling
Multi-channel consistency (voice, chat, search from one brain)
Automated compliance enforcement and fraud prevention
Integration with existing banking technology stacks
Policy-aligned agents for customers and employees
