Naïve

Naïve makes a bold claim: treat every AI agent as a business entity with real identity, money, and comms, governed from the start. The recent primitives—/compute, /queue, /phone, /trading—turn it from a good idea into a credible cloud alternative for agentic workloads. We'd reach for this when building an autonomous company or a multi-agent system that needs financial rails and hard policy enforcement. The declarative agent.config.ts approach is cleaner than wiring up AWS, Stripe, and Mercury separately. Where it bites: the pricing scales by credits, and heavy compute or API calls will drain them fast. The free trial gives only 1 credit for 7 days—barely enough to experiment with /compute or /trading. Also, the platform is early: integrations beyond the listed 100+ might need manual wiring, and enterprise features like SSO only appear in the Pro tier ($149/mo). Compared to alternatives like Modal or Railway, Naïve adds fintech and identity on top. Against agent frameworks (LangChain, CrewAI), it provides the hosting and governance that those frameworks assume you'll build yourself. If you want a simple chatbot with a vector store, this is overkill. But if you're building agents that spend money, sign contracts, and operate 24/7 under policy, Naïve is uniquely compelling. Real-world caveat: the control plane enforces policy before every action, which adds latency on each primitive call. For high-throughput, low-latency use cases, the overhead may hurt. Also, /phone outbound SMS requires campaign approval (10DLC), so it's not instant for cold outreach. In short, pick Naïve when infrastructure, governance, and identity must be one. Pass when you need a simple serverless runner or a no-code agent builder.