Nume is live · free plan, paid from $50/mo · last verified 8 Nov 2026 · viability healthy
Nume
Nume is an AI CFO that connects your books and banks to monitor cash, forecast runway, and report automatically.
For a founder or a 5–50 person team that wants CFO-grade cash visibility without the hire, Nume is an easy recommendation — connect QuickBooks or Xero plus your bank and you get monitoring, forecasting and reporting that would otherwise live in a spreadsheet nobody trusts. The credit model is honest about how AI work gets consumed, and $150 of free CFO work lets you pressure-test it on your real numbers first.
Verdict generatedVerified 6d ago · liveness 71/100 · cite: rightaichoice.com/tools/nume
- Founders of 1–100-person businesses who want CFO-level cash and runway insight without a finance hire
- Non-finance founders who want plain-English answers about their numbers instead of spreadsheet work
- Lean finance teams automating management and board reporting from live data
- Companies preparing fundraising or investor updates who need current, defensible numbers
- Businesses on ERP stacks outside QuickBooks, Xero, Zoho Books, Odoo or e-conomic
- Groups consolidating more than two entities with complex intercompany — $50 per extra entity, so scope it first
- Teams that need pixel-level control over report layouts and custom templates
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Skip Nume if you need to consolidate more than two entities with complex intercompany structures, or if variable credit consumption instead of a flat per-seat bill makes your finance spend impossible to forecast.
Our "biggest gripe" note written Oct 7, 2026 quotes $250, which no longer matches the verified price table, so it is being re-reviewed and is not shown.
Our price-reality note written Oct 7, 2026 quotes $250, which no longer matches the verified price table, so it is being re-reviewed and is not shown.
In short
Nume — Nume is an AI CFO that connects your books and banks to monitor cash, forecast runway, and report automatically. Best for Founders of 1–100-person businesses who want CFO-level cash and runway insight without a finance hire, Non-finance founders who want plain-English answers about their numbers instead of spreadsheet work, Lean finance teams automating management and board reporting from live data. Free to start; paid plans from $50/mo.
What is Nume?
Nume — Nume is an AI CFO that connects your books and banks to monitor cash, forecast runway, and report automatically. Best for Founders of 1–100-person businesses who want CFO-level cash and runway insight without a finance hire, Non-finance founders who want plain-English answers about their numbers instead of spreadsheet work, Lean finance teams automating management and board reporting from live data. Free to start; paid plans from $50/mo.
Nume is an AI CFO built for businesses of roughly 1–100 people — founders and thin finance teams who need a live picture of cash without hiring a full-time finance lead. Connect your accounting system (QuickBooks, Xero, Zoho Books, Odoo or e-conomic) and your bank feeds through regulated open banking, plus optional sources like Stripe, Shopify, Brex, Ramp, HubSpot, Salesforce and Google Ads. The connection is read-only, so Nume can't modify, delete or move your data. Onboarding is quoted at about five minutes. Once wired up, it runs continuously. Nume builds a budget, tracks actuals against plan with plain-language variance explanations, forecasts cash and runway, runs what-if hiring and fundraising scenarios, reviews bookkeeping for miscoded lines, and generates management, board and investor reporting from live numbers. It also reaches out before you ask — flagging that a chunk of Stripe payouts from a three-day window aren't booked in Xero yet, or that your largest open invoice is 14 days late with a reminder already drafted. Alerts land in Slack, Teams, email or the mobile app, and you can set watches in a sentence like "tell me when any customer is more than 14 days late." The vendor says every release is tested against an evaluation suite built on finance best practice, checking accuracy (does the number tie back to the ledger?) and quality (does the answer say what changed, why, and what to do?). Nume also reports SOC-2 compliant infrastructure with encryption at rest and in transit, and states it will not train AI models on your financial data. Pricing is credit-based rather than per seat, and credits are shared across unlimited users — inviting your accountant adds nothing to the bill. Against alternatives, Nume is pitched at the founder-plus-accountant setup rather than replacing a controller, and groups needing consolidation beyond a couple of entities should check the Multi-Entity plan limits and per-entity cost before committing.
Key features
- AI cash flow management with live open-banking bank feeds
- AI cash forecasting and 12-month runway projection
- What-if scenario planning for hiring and fundraising
- Actuals vs budget tracking with plain-language variance explanations
- Natural-language Q&A on your own finance data, answered with sources
- AI management, board and investor reporting generated from live data
- Proactive alerts delivered to Slack, Teams, email and the Nume mobile app
- Custom watches set in a sentence, e.g. 'tell me when a customer is 14 days late'
- Bookkeeping quality review and progress tracking
- Accounting validation with business-logic account mapping
- Read-only open banking connections to 12,000+ banks via Plaid, GoCardless and Atto
- Multi-entity consolidation with automated intercompany eliminations
- Unlimited users with credits shared across the workspace
- Usage alerts and a monthly spend cap on credit consumption
Our long-form take written Oct 20, 2026 quotes $250, which no longer matches the verified price table, so it is being re-reviewed and is not shown.
Limitations
- Nume is aimed at businesses of roughly 1–100 people, so larger multi-entity organisations with complex group hierarchies are outside the target profile.
- Accounting integrations listed are QuickBooks, Xero, Zoho Books, Odoo and e-conomic.
- Pricing is credit-based — plans start at $50/month for 250 credits — so monthly spend varies rather than being a flat seat fee.
- The pages document web login, Slack notifications and a Nume mobile app, but do not document a public API or desktop app.
as of 2026-10-07
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Is Nume still active?
Nume is live · free plan, paid from $50/mo · last verified 8 Nov 2026 · viability healthy.
Viability score
How well maintained and how widely used is Nume? Built from what the vendor actually publishes (docs, changelog, tutorials, integrations, pricing), whether the site is live, and how much real users discuss it. How we calculate this
Last calculated: November 2026
How we score →What do users say about Nume?
What people actually say about Nume — is it worth it?
We scanned public community sources for Nume on Aug 20, 2026 and could not establish that the discussion we found is about this tool rather than something else sharing its name. Our own analysis of that scan says the posts were off-subject. Rather than publish a sentiment score built on the wrong subject, we publish nothing here and re-run the scan.
How we verified this
Every listed fact about Nume — pricing, features, links, status — is re-read from the vendor's own pages by our verification pipeline and each change is logged with a date; the last pass ran on 8 Nov 2026. Analysis is drafted with AI models and checked against our editorial standards before publishing; see how we verify.
Verification history
We have re-verified Nume 14 times since . Each pass re-reads the vendor's own pages and re-checks every listed field against that evidence; passes where nothing had changed are marked as such.
- — changed pricing page, limitations
- — changed features, description, summary, pricing tiers, who it suits, our verdict, who should skip it
- — changed limitations, pricing page, platforms
- — changed domain expiry
- — changed features, who it suits, description, our verdict, who should skip it, pricing tiers, summary
- — changed limitations, pricing page
Showing the 6 most recent of 14 verification passes.
Free to cite with attribution — this page re-verifies continuously.
How much does Nume cost in 2026?
Nume: Free to start; paid plans from $50/mo. Pricing last verified 8 Nov 2026.
Plans compared
Every published Nume tier, its price as the vendor publishes it, who it fits, and what it adds over the tier below. The 12-month cost projection follows.
| Plan | Price | Billing | Who it's for |
|---|---|---|---|
| Free | Free | — | A founder on any stack wanting to see what Nume finds in their real books before committing — $150 of CFO work, no credit card required.Adds: Free entry point: every core CFO capability with $150 of CFO work, connections to accounting, banks and 1,000+ data sources, and unlimited users. |
| Pro — 250 credits | $50/mo | monthly | A sole founder or very lean team doing light CFO work — a handful of questions, one scheduled report and ongoing monitoring each month.Adds: Adds a recurring monthly credit pool of 250 credits shared across unlimited users, with usage alerts and a monthly spend cap, for $50/mo. |
| Pro — 750 credits | $100/mo | monthly | A 5–15 person startup running monthly reporting plus forecasting and scenario work alongside monitoring — Nume's cited most popular starting point.Adds: Triple the credits of the $50 tier for $100/mo, at $133 per 1,000 credits rather than $200. |
| Pro — 1,500 credits | $150/mo | monthly | A 10–30 person company producing board reporting, variance analysis and scenarios every month, plus regular ad-hoc questions.Adds: 1,500 credits for $150/mo, at $100 per 1,000 credits — the first tier where the per-credit rate drops to three figures. |
| Pro — 2,500 credits | $200/mo | monthly | A 20–40 person business with finance queries spread across several people sharing one credit pool.Adds: 2,500 credits for $200/mo, at $80 per 1,000 credits, with usage alerts and a spend cap. |
| Pro — 4,000 credits | $300/mo | monthly | A growing team running continuous monitoring plus recurring management, board and investor reporting every month.Adds: 4,000 credits for $300/mo, at $75 per 1,000 credits. |
| Pro — 5,500 credits | $400/mo | monthly | A company with heavy recurring reporting and scenario demand across finance and founders, still under 50 people.Adds: 5,500 credits for $400/mo, at $73 per 1,000 credits. |
| Pro — 8,500 credits | $600/mo | monthly | — |
12-month cost
Project the real annual outlay, including the implied monthly cost when only an annual tier is published.
Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.
Our hidden-costs note written Oct 7, 2026 quotes $250, which no longer matches the verified price table, so it is being re-reviewed and is not shown.
Our price-fit note written Oct 7, 2026 quotes $250, which no longer matches the verified price table, so it is being re-reviewed and is not shown.
Has Nume's pricing changed?
No plan price for Nume has moved since we began logging in Aug 2026; the pricing page is re-read on every verification pass.
Who should pick Nume?
Pick Nume if you are Founders of 1–100-person businesses who want CFO-level cash and runway insight without a finance hire, Non-finance founders who want plain-English answers about their numbers instead of spreadsheet work, Lean finance teams automating management and board reporting from live data, Companies preparing fundraising or investor updates who need current, defensible numbers.
Look elsewhere if you are Businesses on ERP stacks outside QuickBooks, Xero, Zoho Books, Odoo or e-conomic, Groups consolidating more than two entities with complex intercompany — $50 per extra entity, so scope it first, Teams that need pixel-level control over report layouts and custom templates, Heavy users who want one flat predictable bill rather than variable credit consumption.
Skip it if Skip Nume if you need to consolidate more than two entities with complex intercompany structures, or if variable credit consumption instead of a flat per-seat bill makes your finance spend impossible to forecast.
GeneratedReal-world workflow fit
Concrete scenarios for the personas Nume actually fits — and what changes day-one when you adopt it.
Connect QuickBooks and bank feeds during a five-minute onboarding, let Nume build a budget and a 12-month cash forecast from actuals, then set a Slack alert for burn-rate changes and a standing watch on invoices more than 14 days late.
Outcome: You get a live runway number and a heads-up the moment a customer slips, instead of discovering it during the monthly bookkeeping catch-up.
Ask Nume for the month's P&L, balance sheet and cash versus budget, request variance explanations for the lines that moved, then generate the board report from the same live data and have it reforecast the day after close.
Outcome: The board pack comes out of current numbers with the variances already explained, so the weekend before the meeting is spent reviewing rather than assembling.
Run a scenario in Nume showing both engineers starting in November versus a staggered start, review the consolidated group cash flow, runway and intercompany eliminations on the Multi-Entity plan, and drill into each entity to see which one carries the cost.
Outcome: The hiring decision becomes a runway number tied to the consolidated picture, with the staggered option priced out before you commit.
Use cases
- Get a live cash flow and runway read in minutes by connecting your accounting system and bank feeds.
- Receive Slack or email alerts when burn changes, a customer goes overdue, or costs drift from plan.
- Model hiring and growth scenarios to see the runway impact of each choice before you commit.
- Produce monthly P&L, balance sheet and cash-vs-budget reports with variances already explained.
- Generate board and investor reporting from live data instead of rebuilding slides the weekend before.
- Ask finance questions in plain English and get answers that don't require reading a trial balance.
- Set a standing watch, such as flagging any customer more than 14 days late, in one sentence.
- Consolidate two entities with automated intercompany eliminations and drill into each sub-entity.
Setup time & first value
How long it actually takes to get something useful out of Nume — broken out by persona, not the marketing-page minute.
Nume quotes onboarding at about five minutes and a five-minute path to live: connect your accounting system (QuickBooks, Xero, Zoho Books, Odoo or e-conomic), link bank feeds through regulated open banking, answer a few setup questions, and the CFO action plan starts running. Founders in the published testimonials describe connecting books and bank and getting useful output within minutes. Time
Switching to or from Nume
How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.
- →From manual spreadsheets: connect QuickBooks or Xero and bank feeds, let Nume build the budget and 12-month forecast from actuals instead of trusting a file nobody maintains.
- →From a part-time or outsourced CFO: import the existing budget or have Nume generate one from actuals, then let scheduled reports and proactive monitoring cover the routine questions.
- →From QuickBooks or Xero reporting alone: keep the ledger where it is and run forecasting, variance analysis and board reporting on top of it rather than inside it.
- →From a second entity's separate books: move both onto the Multi-Entity Consolidation plan to get consolidated P&L, balance sheet and cash flow with automated intercompany eliminations.
- →From Stripe and payment data sitting outside the books: connect Stripe, Shopify, Brex or Ramp so payouts and spend reconcile against the ledger instead of drifting.
- ↗To a full FP&A platform: export your consolidated statements and forecasts when a two-entity ceiling or complex intercompany structures become the blocker.
- ↗To a per-seat finance tool: move if variable credit consumption makes your monthly spend impossible to forecast and you need a flat bill per person.
- ↗To a custom reporting stack: leave if pixel-level control over report layouts and templates is a hard requirement for your board pack.
- ↗To a spreadsheet plus bookkeeper: the free tier's $150 of CFO work lets you evaluate the alternative without a commitment, since no credit card is required to start.
Integrations
Resources & guides
Tutorials & Learning
YouTube returned 6 videos for “Nume”, and we withheld 6: 6 could not be judged, because “Nume” is a single word that other videos use for other things. We are showing none, because we could not prove any of them are about Nume.
Official links
What are the best Nume alternatives?
The closest alternatives to Nume we list are QuickBooks, Numeric and Booke AI. Ranked by direct product-type match, not category overlap.
| Alternative | Pricing | Starts at | Last verified |
|---|---|---|---|
| QuickBooks | Freemium | Pricing not published | — |
| Numeric | Paid | Pricing not published | — |
| Booke AI | Paid | Pricing not published | — |
Alternatives to Nume
View all
QuickBooks
Intuit's cloud accounting platform for small businesses, with AI agents that draft invoices, turn vendor emails into bills and prep pay runs
Tools that pair well with Nume
Common stack mates teams adopt alongside Nume, with the specific reason each pairing earns its keep.
QuickBooks
Intuit's cloud accounting platform for small businesses, with AI agents that draft invoices, turn vendor emails into bills and prep pay runs
Numeric
Numeric runs AI close automation, account reconciliation, cash matching, and ASC 606 revenue recognition — on your ERP or as a replacement.
Booke AI
AI bookkeeper for QuickBooks Online and Xero that categorizes transactions and matches documents automatically.
Nume vs its closest rival
Nume's closest head-to-head is with Geologicai.
Our Nume vs Geologicai verdict written Jul 3, 2026 is more than 90 days old, so it is being re-reviewed against current data and is not shown.
Frequently asked questions
Our FAQ answer written Oct 7, 2026 quotes $250, which no longer matches the verified price table, so it is being re-reviewed and is not shown.
Categories
Best-of guides
Topics
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