Piere

Piere is an AI-driven personal finance app that takes the guesswork out of managing money by automating the whole process. It connects to your bank accounts, analyzes your spending and income, and executes automated transfers—called Moves—to save money, pay down debt, and prevent overdrafts. With the launch of MyPlan™ AI Savings Plans and AI Debt Payoff Plans in late 2025, Piere now creates personalized automation strategies that handle the heavy lifting. The app is designed for people who want a hands-off approach: you set goals, and Piere moves money between accounts on payday, covers expenses, and rounds up spare change without you lifting a finger. Available on iOS, Android, and Web, Piere claims an average of $6,500 in annual savings per user and $2.43 billion in lifetime user growth. Piere’s core innovation is Moves, which enables self-driving money. Whether you want to automate savings, repay debt faster, or avoid overdrafts, Moves executes transfers between your accounts automatically. The paid Platinum tier ($2.50/mo) unlocks unlimited accounts, unlimited Piere IQ chat, investment holdings tracking, and up to 10 automated transfers per month. Piere IQ is a conversational AI that answers financial questions and helps you create budgets and goals in seconds. The free tier, Piere Purple, limits you to 3 connected accounts but still provides transaction management, basic budgets, and net worth tracking. Beyond automation, Piere includes practical features to boost financial mindfulness. The 2-Tap Budgets let you create budgets with rollover in seconds, saving about 20 minutes per manual budgeting session. A heatmap calendar shows daily spending totals at a glance, and transaction rules automatically update categories and tags. Daily Digs quizzes and Piere Perks rewards (including a Perks card with partner discounts) add an engaging, gamified layer. The app supports tracking net worth, historical net worth on paid tiers, and investment holdings, giving you a