Swipe is live · free · last verified 23 Oct 2026 · viability monitor
Swipe
Swipe is GST invoicing and POS billing software for Indian SMEs that creates and shares a compliant bill in 10 seconds.
A working free tier, not a teaser — that alone puts Swipe ahead of most Indian billing apps. It wins when your invoice must leave the counter in seconds and land on WhatsApp, with stock, e-way bills and GSTR JSON handled underneath. It is not the tool for balance sheets, journals or payroll, and anyone needing those should pair it with real accounting software.
Verdict generatedVerified 7d ago · liveness 64/100 · cite: rightaichoice.com/tools/swipe
- Indian retailers wanting POS billing and inventory in one phone-first app
- Freelancers and service providers raising GST invoices and sharing them on WhatsApp
- Distributors tracking batches, expiry and wholesale/retail/distributor price lists
- D2C brands juggling multi-channel stock, bundles and returns
- Businesses outside India needing multi-currency or non-GST invoicing
- Companies that need full double-entry accounting, balance sheets and journal entries
- Large enterprises wanting payroll or multi-entity ERP consolidation
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Skip Swipe if you need a full double-entry accounting system with balance sheets, payroll or multi-entity consolidation, or if you bill customers outside India in foreign currency rather than under GST.
Batch and expiry tracking, bulk Excel import and custom invoice columns sit under the site's "Mind-blowing convenience" feature block — check which of these are free-tier and which need an upgrade before you standardise
Swipe's free tier is the entry point and the site says invoices can be created for free, so a single-counter shop or freelancer can start without a card. Compare against Zoho Books' paid accounting plans, which buy you double-entry books Swipe doesn't do, and against Marg ERP, which costs more and is heavier to deploy. Swipe's value concentrates in the free-to-small-business band rather than mid-market.
In short
Swipe — Swipe is GST invoicing and POS billing software for Indian SMEs that creates and shares a compliant bill in 10 seconds. Best for Indian retailers wanting POS billing and inventory in one phone-first app, Freelancers and service providers raising GST invoices and sharing them on WhatsApp, Distributors tracking batches, expiry and wholesale/retail/distributor price lists. Free to use.
What is Swipe?
Swipe — Swipe is GST invoicing and POS billing software for Indian SMEs that creates and shares a compliant bill in 10 seconds. Best for Indian retailers wanting POS billing and inventory in one phone-first app, Freelancers and service providers raising GST invoices and sharing them on WhatsApp, Distributors tracking batches, expiry and wholesale/retail/distributor price lists. Free to use.
Swipe is a GST invoicing, POS billing and inventory app built for Indian small businesses — retail counters, distributors, D2C brands, freelancers and CA practices that need a compliant bill before the customer leaves the shop. The homepage claims invoicing in under 10 seconds, with invoices, bills, quotations, estimates and purchase orders pushed straight to WhatsApp, email or SMS and followed up by automatic payment reminders. The inventory side is more capable than the average counter app. StockIn and StockOut keep live stock counts, Excel bulk import loads a catalogue in one go, and batch and expiry tracking covers food and pharma. Custom templates carry your logo, brand colours, custom columns and print sizes from A4 and A5 down to 2-inch and 3-inch thermal rolls. Quotations convert into sales in a click. Compliance isn't bolted on. E-way bills are AI-filled and portal-ready from your phone, e-invoices export to GSTR JSON for return filing, and reports cover daily sales, bill-wise profit, item-wise and party-wise sales, party ledgers, expenses and P&L statements. Multiple users, businesses and wholesale/retail/distributor price lists are supported, Razorpay and now PayU handle collections, and Tally sync plus Shopify links cover the back office and online sellers. Swipe says 25,00,000+ businesses use it, and the vendor publishes a steady stream of operational guides — D2C bundles and returns, daily UPI settlement reconciliation, URP entry for unregistered consignees. Be clear on what it is: billing and stock, not a double-entry accounting suite.
Key features
- GST-compliant invoices, bills, quotations, estimates and purchase orders in under 10 seconds
- POS billing with stock for shop and restaurant counters
- Share invoices instantly over WhatsApp, email and SMS
- Automatic payment reminders to chase unpaid invoices
- One-click conversion of quotations and estimates into sales
- Real-time inventory tracking with StockIn and StockOut
- Bulk inventory import from an Excel sheet
- Batch and expiry date management for food and pharma stock
- AI-filled, portal-ready e-way bill generation from your phone
- E-invoice generation with GSTR JSON export for return filing
- Advanced GST reports with custom invoice columns and headers
- Payment recording and collection via Razorpay and PayU
- Tally sync and invoice export
- Uploads with Swipe AI
- Daily sales, party ledger, expense and P&L reports
Behind the verdict
Pick Swipe if you're a shop, distributor or service provider whose billing bottleneck is speed and the customer is standing in front of you. The 10-second claim matters less than the plumbing behind it: WhatsApp sharing, auto-reminders, batch and expiry tracking, e-invoices that export to GSTR JSON. In practice that means one employee can run the counter and the stock book without training. The free tier is genuinely usable rather than a demo, so small counters can start there and only pay as volume or features grow. For freelancers and service providers the GST invoice plus WhatsApp combination is the shortest path to getting paid. Where it bites: this is billing and inventory, not accounting. You won't find double-entry journals, balance sheets or payroll, and large enterprises wanting multi-entity consolidation should look elsewhere. Indian compliance assumptions are baked in, so non-GST or multi-currency businesses outside India are the wrong fit. The closest alternative depends on what you're adding. If bookkeeping is the priority, an accounting-first suite paired with Swipe's billing works better than either alone. If you're a D2C seller living on Shopify and Shiprocket, check the depth of those links before committing. Recent vendor guides on daily UPI settlement reconciliation and PayU setup suggest collections and reconciliation are getting real attention, which is where most small Indian businesses actually lose money. We'd reach for Swipe on the counter, then keep a separate set of books for the accountant.
Limitations
- Swipe is built around Indian GST compliance — e-way bills, e-invoices and GSTR JSON export — so multi-currency and cross-border invoicing are out of scope.
- Reporting spans party ledgers, item-wise and category-wise sales, bill-wise profit and P&L statements, but this is a billing, POS and inventory tool rather than a full double-entry accounting suite.
- The pricing page did not render a tier table in this run, so tier-level price points and any usage caps are not stated here.
- No underlying AI model names are disclosed anywhere on the site.
as of 2026-10-13
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Is Swipe still active?
Swipe is live · free · last verified 23 Oct 2026 · viability monitor.
Viability score
How well maintained and how widely used is Swipe? Built from what the vendor actually publishes (docs, changelog, tutorials, integrations, pricing), whether the site is live, and how much real users discuss it. How we calculate this
Last calculated: October 2026
How we score →What's new in Swipe
Checked 9 days agoAcross the latest 7 updates: 7 community discussions.
Negative Inventory: Why It Happens and How to Fix the Process
Swipe explains why negative inventory occurs in small businesses and how to correct the underlying process to keep stock records accurate.
Daily UPI Settlement Reconciliation With Sales and Bank Statements
Swipe publishes guidance on reconciling each day's UPI settlement against the sales log and bank statement to catch payment mismatches.
Cash Book vs Bank Book: Key Differences for Small Businesses
Swipe compares cash book and bank book entries, reconciliation and their role in small business accounting.
Agriculture Income Tax Guidelines & Exemptions in India
Swipe publishes guidance on agriculture income tax rules, exemptions, partial integration and ITR filing for farmers and landowners.
Inventory Management for D2C Brands: Stock, Bundles & Returns
Swipe covers multi-channel inventory, product bundles, returns and exchanges for D2C brands looking to reduce stock losses.
Stop Losing Money to GST Invoice Mistakes: A 6-Step Fix
Swipe outlines six steps to reduce GST invoice errors, including automated HSN validation and tax calculation checks.
Why Your Customers Still Aren't Paying (Even After You've Followed Up)
Swipe examines why invoices stay unpaid and how automation, phone follow-ups and MSME rules can improve collections.
What do users say about Swipe?
What people actually say about Swipe — is it worth it?
Our community sentiment research written Jul 3, 2026 is more than 90 days old, so it is being re-reviewed against current data and is not shown.
How we verified this
Every listed fact about Swipe— pricing, features, links, status — is re-read from the vendor's own pages by our verification pipeline and each change is logged with a date; the last pass ran on 23 Oct 2026. Pages mix model-assisted synthesis with human review; see how we verify.
Verification history
We have re-verified Swipe 12 times since . Each pass re-reads the vendor's own pages and re-checks every listed field against that evidence; passes where nothing had changed are marked as such.
- — changed pricing page, limitations
- — changed our verdict, pricing tiers, integrations, summary, description, who it suits, who should skip it, features
- — changed our verdict, who it suits, description, features, integrations, summary, who should skip it, pricing tiers
- — changed pricing page
- — changed our verdict, setup time, switching out, who it suits, features, pricing fit, switching in, limitations, description, hidden costs, summary, who should skip it
- — changed pricing page
Showing the 6 most recent of 12 verification passes.
Free to cite with attribution — this page re-verifies continuously.
How much does Swipe cost in 2026?
Swipe: Free to use. Pricing last verified 23 Oct 2026.
Plans compared
Every published Swipe tier, its price as the vendor publishes it, who it fits, and what it adds over the tier below. The 12-month cost projection follows.
| Plan | Price | Billing | Who it's for |
|---|---|---|---|
| Free | Free | — | A single-counter Indian shop, freelancer or service provider who needs GST invoices, WhatsApp sharing and basic StockIn/StockOut tracking without paying for software.Adds: Starting tier — free GST-compliant invoicing, WhatsApp/email/SMS sharing, custom templates, e-way bills, e-invoices, GSTR JSON export, inventory tracking and Excel bulk import at no cost. |
12-month cost
Project the real annual outlay, including the implied monthly cost when only an annual tier is published.
Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.
Where the pricing makes sense
The company stage and team size where Swipe's pricing actually pencils out — and where peers do it cheaper.
Swipe's free tier is the entry point and the site says invoices can be created for free, so a single-counter shop or freelancer can start without a card. Compare against Zoho Books' paid accounting plans, which buy you double-entry books Swipe doesn't do, and against Marg ERP, which costs more and is heavier to deploy. Swipe's value concentrates in the free-to-small-business band rather than mid-market.
Has Swipe's pricing changed?
No plan price for Swipe has moved since we began logging in Aug 2026; the pricing page is re-read on every verification pass.
Who should pick Swipe?
Pick Swipe if you are Indian retailers wanting POS billing and inventory in one phone-first app, Freelancers and service providers raising GST invoices and sharing them on WhatsApp, Distributors tracking batches, expiry and wholesale/retail/distributor price lists, D2C brands juggling multi-channel stock, bundles and returns.
Look elsewhere if you are Businesses outside India needing multi-currency or non-GST invoicing, Companies that need full double-entry accounting, balance sheets and journal entries, Large enterprises wanting payroll or multi-entity ERP consolidation, Teams that want one system for books, compliance and HR without add-ons.
Skip it if Skip Swipe if you need a full double-entry accounting system with balance sheets, payroll or multi-entity consolidation, or if you bill customers outside India in foreign currency rather than under GST.
GeneratedReal-world workflow fit
Concrete scenarios for the personas Swipe actually fits — and what changes day-one when you adopt it.
A customer buys three items and wants a GST bill on WhatsApp immediately. You pick the items, generate the invoice, and send it over WhatsApp before they leave the counter.
Outcome: The GST-compliant invoice reaches the customer in seconds, the items are deducted from stock via StockOut, and an auto-reminder is queued in case payment doesn't land.
You raise monthly retainer invoices for a dozen clients, then need GSTR data for filing season. You use custom templates with your logo, share each invoice by email, and export GSTR JSON at filing time.
Outcome: Invoices go out without manual re-keying, party ledgers show who has paid, and GSTR JSON export feeds the return without retyping figures.
A wholesale consignment needs an e-way bill before the truck moves and an e-invoice for the buyer. You generate both in Swipe from your phone, AI-filled and portal-ready, and check StockOut against batch and expiry records.
Outcome: The consignment leaves with compliant paperwork the same day, and stock and price-list records stay accurate across wholesale and retail rates.
Use cases
- Create a GST invoice in under 10 seconds and send it to a customer over WhatsApp.
- Track inventory with real-time StockIn and StockOut for a retail store.
- Automate payment reminders and accept online payments via Razorpay.
- Sync Shopify orders into Swipe for auto-invoicing and stock updates.
- Generate AI-filled e-way bills and e-invoices for inter-state shipments.
- Run POS billing at a small shop or restaurant counter.
- Manage batches and expiry dates for food or pharma stock.
- File GST returns using Swipe's GSTR JSON export and advanced GST reports.
Setup time & first value
How long it actually takes to get something useful out of Swipe — broken out by persona, not the marketing-page minute.
For a single-counter shop, expect under an hour: download the app, add your business and GST details, import items from an Excel sheet, and you can raise your first invoice the same day. A distributor adding batches, expiry and multiple price lists should budget half a day including stock counts. A CA practice onboarding multiple client businesses should allow a day to set up templates and users.
Switching to or from Swipe
How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.
- →From Excel or paper registers: bulk-import your item catalogue from an Excel sheet and start invoicing the same day.
- →From Tally: use Swipe's Tally sync and export your party and item masters rather than retyping them.
- →From Shopify: connect the store so orders flow into Swipe for auto-invoicing and stock updates.
- →From another GST billing app: recreating item masters is the bulk of the work — export them to Excel first.
- ↗To Zoho Books: export party ledgers and item lists, then rebuild them as Zoho chart-of-accounts entries if you need double-entry books.
- ↗To Tally: use the Tally sync path and GSTR JSON exports to carry compliance data across.
- ↗To a full ERP: expect to rebuild price lists, batch and expiry records manually since Swipe is not an ERP.
Resources & guides
Tutorials & Learning
YouTube returned 6 videos for “Swipe”, and we withheld 6: 6 could not be judged, because “Swipe” is a single word that other videos use for other things. We are showing none, because we could not prove any of them are about Swipe.
Official links
What are the best Swipe alternatives?
The closest alternatives to Swipe we list are Zoho Books, Sentra by Dodo Payments and MaxBill. Ranked by direct product-type match, not category overlap.
| Alternative | Pricing | Starts at | Last verified |
|---|---|---|---|
| Zoho Books | Freemium | Pricing not published | — |
| Sentra by Dodo Payments | Freemium | Pricing not published | — |
| MaxBill | Contact Sales | Custom pricing | — |
Alternatives to Swipe
View all
Zoho Books
Zoho Books: cloud accounting software for SMBs with invoicing, AI in Accounting, inventory, and reporting in one login
Sentra by Dodo Payments
Sentra turns plain-English prompts into live billing changes for Dodo Payments merchants.
Tools that pair well with Swipe
Common stack mates teams adopt alongside Swipe, with the specific reason each pairing earns its keep.
Zoho Books
Zoho Books: cloud accounting software for SMBs with invoicing, AI in Accounting, inventory, and reporting in one login
Sentra by Dodo Payments
Sentra turns plain-English prompts into live billing changes for Dodo Payments merchants.
MaxBill
AI-native billing and revenue management for energy, utility, telecom and iGaming service providers billing from meters and partner agreements.
Swipe vs its closest rival
Swipe's closest head-to-head is with Cryptohopper — These tools serve completely different markets: Cryptohopper is for crypto trading automation, Swipe for Indian GST invoicing. Choose based on your need — no overlap. Cryptohopper offers powerful bot trading with AI and social features; Swipe is a must for any Indian SMB that wants fast, compliant billing. Verdict generated
Head-to-head comparisons
Swipe vs Cryptohopper
These tools serve completely different markets: Cryptohopper is for crypto trading automation, Swipe for Indian GST invoicing. Choose based on your need — no overlap. Cryptohopper offers powerful bot trading with AI and social features; Swipe is a must for any Indian SMB that wants fast, compliant billing.
GeneratedSwipe vs Transfix
Transfix is a specialized AI-powered TMS for freight brokers seeking margin optimization and workflow automation, while Swipe serves Indian SMBs needing affordable GST-compliant invoicing and inventory. Choose based on your industry and compliance needs.
GeneratedSwipe vs Bitsgap
Swipe and Bitsgap serve entirely different niches. Swipe is essential for Indian small businesses needing GST-compliant invoicing and inventory management, with deep local tax integration. Bitsgap is a crypto trading automation platform for multi-exchange bot strategies. Choose Swipe if you run a retail or service business in India; choose Bitsgap if you actively trade crypto and want to automate strategies across exchanges.
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