Syllogic
Self-hosted personal finance dashboard with AI categorization and European bank connectivity.
Syllogic delivers a polished self-hosted finance experience with European bank support and optional AI. Best for tech-savvy users who prioritize data sovereignty, but lacks mobile apps and multi-currency tracking. Worth deploying for homelab enthusiasts.
- Self-hosters wanting a real finance dashboard, not a spreadsheet maze
- Privacy-focused developers who want transaction data off SaaS servers
- Homelab enthusiasts with Docker or CasaOS looking for a polished app
- European users who need direct bank connectivity and data sovereignty
- Users who need a mobile app or native desktop client
- Those who prefer a fully managed, zero-setup SaaS solution
- People requiring multi-currency or investment tracking out of the box
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In short
Syllogic — Self-hosted personal finance dashboard with AI categorization and European bank connectivity. Best for Self-hosters wanting a real finance dashboard, not a spreadsheet maze, Privacy-focused developers who want transaction data off SaaS servers, Homelab enthusiasts with Docker or CasaOS looking for a polished app. Free to use.
Viability Score
How likely is Syllogic to still be operational in 12 months? Based on 4 signals — momentum (how recently it shipped), wrapper dependency, revenue model, and web presence.
Last calculated: July 2026
How we score →Key Features
- AI-powered transaction categorization via OpenAI (optional)
- Real-time balance and cash flow views
- Subscription and recurring charge detection
- Category analytics with period comparison
- Transfer and reimbursement linking across accounts
- CSV import and export for bank data
- MCP server for natural language query via LLMs (Claude Desktop compatible)
- Self-hosted via Docker, Railway, or CasaOS
- PostgreSQL 16 data storage
- Live demo available for testing
- European bank connectivity via dedicated services
- Rule-based categorization fallback when AI is disabled
- Docker Compose deployment with FastAPI + Celery backend
- Open source under AGPL-3.0 license
About Syllogic
Syllogic is an open-source, self-hosted personal finance dashboard designed for users who want full control over their financial data. It connects to European banks via dedicated services, automatically imports transactions, and uses optional AI (OpenAI) to categorize spending. The platform offers real-time balance tracking, cash flow views, subscription detection, and category analytics. Targeted at self-hosters, privacy-focused developers, and homelab enthusiasts, Syllogic runs via Docker, Railway, or CasaOS and uses PostgreSQL for storage. It prioritizes data ownership: all financial data stays on your infrastructure, and you can export anytime. The AI categorization is optional, with rule-based fallback for those who prefer not to use cloud AI. The app is already functional with features like CSV import/export, transfer linking, and a recently added MCP server that lets LLMs like Claude Desktop interact with your data in natural language. The interface is polished and includes a live demo for evaluation before deployment. What sets Syllogic apart is its pragmatic approach to self-hosted finance: it combines a modern UI with genuine European bank connectivity, optional but powerful AI enrichment, and a deployment model that respects user autonomy. It's not a spreadsheet – it's a real dashboard with real workflows.
Behind the Verdict
Syllogic is a rare breed: a self-hosted finance dashboard that doesn't feel like a side project. The UI is modern, the deployment is Docker-first with a Railway option for the impatient, and the optional AI categorization actually works well when you plug in an OpenAI key. The MCP server for natural language queries via Claude Desktop is a clever addition for power users. When to pick this tool? If you're already running a homelab or Docker stack, and you want real visibility into your spending without sending transaction data to a SaaS. The European bank connectivity via dedicated services is a genuine differentiator for users in that region. When to pass? If you expect a mobile app or native desktop client, you'll be disappointed – it's web-only. Non-technical users may struggle with the self-hosting setup despite the 10-minute claim. And if you need multi-currency or investment tracking, you'll need to wait or look elsewhere. Compared to alternatives like Firefly III, Syllogic offers a more polished UI and optional AI, but Firefly III has a larger community and more import integrations. Actual Budget is simpler but uses a different data model (and some may prefer its open-core approach). In practice, the live demo is a great way to test before deploying. The install script works smoothly, and the documentation is clear. The roadmap focuses on onboarding and community feedback rather than feature bloat, which is a sensible priority for an early-stage tool. Where it bites: there's no multi-currency support yet, and the AI feature requires an OpenAI API key (which costs money per token). But for a free, AGPL-licensed tool, you're getting remarkable value if you fit the profile.
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Use Cases
- Track monthly spending across bank accounts with automated categorization
- Detect forgotten subscriptions and recurring charges
- Analyze category trends month-over-month to adjust budgets
- Query your finance data in natural language via MCP server
- Export transaction history as CSV for tax or analysis
Limitations
- Pricing details are not shown on the scraped pages, so the free tier may have limits.
- Model support is limited to OpenAI; no open-source AI fallback is documented.
- Setup requires Docker knowledge – no one-click SaaS option.
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