
Build and automate stock/ETF strategies by describing them in plain English—no coding required.
By Tanmay Verma, Founder · Last verified 06 Jul 2026
In short
Trade with AI — Build and automate stock/ETF strategies by describing them in plain English—no coding required. Best for Individual investors who want automated, AI-assisted trading without coding, Active traders seeking strategy backtesting and automated live execution, Small hedge funds and fund managers needing scalable automated trading infrastructure. Free to start; paid plans from $32/mo.
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Composer is a genuinely useful tool for non-coders who want automated, AI-assisted trading. Its no-code editor and AI strategy generation make it easy to go from idea to live execution. The recent SoFi acquisition could accelerate growth, but users should watch for integration changes. For investors who want full control without coding, Composer is a strong pick. If you need crypto trading (ended Jan 2026) or day trading speeds, look elsewhere (e.g., TradeStation for fast execution, or Coinbase for crypto).
Skip Trade with AI if Skip Composer if you need crypto trading (ended Jan 2026), sub-second day trading execution, or prefer manual discretionary trading without automation.
Compare with: Trade with AI vs Causal, Trade with AI vs Cryptohopper, Trade with AI vs Aleph Insurance AI
Last verified: July 2026
Across the latest 5 updates: 1 feature update, 3 changelog entries and 1 news mention.
Composer Technologies acquired by SoFi, as announced by CEO Benjamin Rollert. Potential for integrated financial services.
New logic operators ANY/ALL added to the symphony editor, including nesting and expression support.
Quant hedge fund Enders Capital reports 34.97% gross return vs S&P 500's 19% over one year using Composer.
Composer no longer supports crypto assets or indicators. Users must update or liquidate crypto symphonies.
Assets on Composer exceed $250M. January 2026 trading volume hit $1.6B all-time high.
How likely is Trade with AI to still be operational in 12 months? Based on 4 signals — momentum (how recently it shipped), wrapper dependency, revenue model, and web presence.
Last calculated: July 2026
How we score →Composer's Trade with AI is an automated trading platform that lets you create, backtest, and execute stock and ETF strategies using plain-English prompts or a no-code visual editor. The AI understands trading logic, surfaces top-performing community strategies from over 2,000 community-built strategies, and helps you build custom algorithms from scratch. With $37+ billion lifetime trading volume and $250+ million in assets under management (as of Jan 2026), Composer powers automated trades for both individuals and businesses. The platform recently joined SoFi (June 2026), signaling expanded reach and resources. Designed for everyone from beginners to quantitative hedge funds, Composer offers a free tier for building and backtesting strategies, and a paid Trading Pass ($32/month or $384/year) for live automated execution. AI features like strategy generation and prompt-based editing are available on the free tier; the paid plan unlocks unlimited backtesting, retirement accounts, in-depth analytics, and options writing (covered calls and cash-secured puts). What sets Composer apart is its end-to-end automation—you go from idea to live trading without writing code. You can edit any AI-generated strategy, swap assets, adjust logic, and choose when to automate or trade manually. Business accounts offer multi-algorithm portfolio management, API access, real-time mark-to-market accounting, and full IP ownership. Compared to robo-advisors, Composer gives you full customization; compared to coding-based platforms, it eliminates the need for programming.
Composer occupies a unique spot: it's more flexible than a robo-advisor (you control the logic) but doesn't require coding like QuantConnect. The AI strategy generation from plain English works surprisingly well—you can type 'buy SPY when its 50-day moving average crosses above the 200-day' and it builds the full strategy. The free tier lets you explore and backtest (limited), while the $32/mo Trading Pass unlocks unlimited backtesting, live execution, retirement accounts, and options writing. A 14-day free trial is available. The business account (custom pricing) adds multi-algorithm management, API access, and IP ownership. Strengths: end-to-end automation, no-code editor, community strategies (2,000+), and options writing for premium income. Weaknesses: no mobile app (web-only), crypto support ended Jan 2026, and free tier doesn't include live trading. The SoFi acquisition (June 2026) could mean tighter integration with SoFi's financial ecosystem, but also potential changes to pricing or features—worth monitoring. For long-term buy-and-hold investors, Composer's automation can help rebalance or follow trend-following strategies, but it's overkill if you just want a simple set-it-and-forget-it portfolio. Active traders will appreciate backtesting and automation but may find execution speed slower than dedicated day-trading platforms. All in, it's a solid choice for AI-assisted, rules-based investing without code.
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Concrete scenarios for the personas Trade with AI actually fits — and what changes day-one when you adopt it.
After signing up for the free tier, you open the AI composer and type 'Buy SPY when its 50-day moving average crosses above its 200-day moving average, sell when it crosses below.' The AI generates a visual strategy with the logic. You backtest it (limited on free) and see historical performance. Satisfied, you upgrade to Trading Pass ($32/mo) to run it live with real money.
Outcome: You have a fully automated trading strategy running on SPY, without writing a single line of code, with ongoing portfolio metrics and analytics.
You book a call with Composer's business team. After signing up for a Business Account, you use the API to deploy multiple algorithms across different asset classes. You set up real-time mark-to-market accounting for your investors. You own full IP of the strategies.
Outcome: Your fund runs diversified, automated trading strategies with professional accounting and full control over intellectual property.
You have a portfolio of stocks you hold long-term. Using Composer's options feature, you create a strategy that writes covered calls on those stocks every month, targeting a 2% premium. The AI helps you set up the logic: 'For each stock, sell a call option with strike 5% above current price, expiring in 30 days.' You backtest the premium income and then go live with the Trading Pass.
Outcome: Your portfolio generates recurring monthly premium income automatically, with Composer handling rollovers and expirations.
as of 2026-07-06
Project the real annual outlay, including the implied monthly cost when only an annual tier is published.
Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.
For each published Trade with AI tier: who it actually fits, and what it adds vs. the previous tier. Cross-reference the cost calculator above for projected annual outlay.
Free
$0/mo
Ideal for
Investors who want to explore AI strategy generation, backtest limited times, and browse community strategies without committing money.
What this tier adds
Starting tier: free access to AI strategy generation, limited backtesting, and community strategy copying; no live trading.
Trading Pass (Monthly)
$32/mo
Ideal for
Active individual investors who want unlimited backtesting, live automated trading, retirement accounts, and options writing.
What this tier adds
Adds unlimited backtesting, automated live trading, retirement accounts, in-depth analytics, and options writing; $32/month.
Trading Pass (Yearly)
$384/yr
Ideal for
Same as Monthly but at a discounted price for those committed to long-term use.
What this tier adds
Same features as Monthly, billed annually at $384/year (20% savings over monthly).
Business Account
Custom
Ideal for
Hedge funds, fund managers, and businesses needing multi-algorithm portfolio management, API access, and full IP ownership.
What this tier adds
Adds multi-algorithm management, real-time mark-to-market accounting, API access, full IP ownership, and priority support; custom pricing.
The company stage and team size where Trade with AI's pricing actually pencils out — and where peers do it cheaper.
At $32/month, the Trading Pass is competitively priced for retail algorithmic trading—cheaper than QuantConnect's live trading costs but more than free robo-advisors. Business accounts (custom pricing) target hedge funds; cheaper than building in-house. SoFi acquisition may bring bundled discounts for SoFi members.
How long it actually takes to get something useful out of Trade with AI — broken out by persona, not the marketing-page minute.
For a retail investor, you can create a simple AI-generated strategy in minutes on the free tier. Going live requires opening a funded brokerage account with Composer (Alpaca/Apex), which takes a day or two. Free tier: 5 minutes to first backtest. Paid tier: 1-2 days to fund and go live. Business accounts: several days to negotiate and set up multi-algorithm infrastructure.
How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.
Common stack mates teams adopt alongside Trade with AI, with the specific reason each pairing earns its keep.
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