Trade with AI
Turn plain-English prompts into automated stock and ETF trading strategies—no code required.
Composer is a rare bridge between no-code accessibility and real automated trading. It's ideal for hands-on investors who want control without coding. The SoFi acquisition (June 2026) could add stability, but watch for feature changes. For deep custom quant work, you'll still want QuantConnect.
Verified 7d ago · liveness 79/100 · cite: rightaichoice.com/tools/trade-with-ai
- Investors who want automated, AI-assisted trading without coding
- Active traders seeking strategy backtesting and automated live execution
- Fund managers needing scalable automated trading infrastructure with API access
- Retirement savers deploying algorithmic strategies in tax-advantaged accounts
- Investors who prefer fully manual, discretionary trading without automation
- Users needing crypto trading (support ended January 31, 2026)
- Canadian residents (not available in Canada as of March 2025)
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Skip Composer if you need sub-second execution for day trading, require crypto support (ended Jan 31, 2026), or are a Canadian resident (unavailable since March 2025).
Live automated trading requires the Trading Pass ($32/mo or $384/yr); the free tier only allows building and backtesting.
Composer's freemium model fits individual investors and funds. Free tier for exploration; Trading Pass at $32/mo (or $384/yr) is competitive with robo-advisors but adds full automation and options writing. Business accounts for funds with API access—pricing not public, likely custom.
In short
Trade with AI — Turn plain-English prompts into automated stock and ETF trading strategies—no code required. Best for Investors who want automated, AI-assisted trading without coding, Active traders seeking strategy backtesting and automated live execution, Fund managers needing scalable automated trading infrastructure with API access. Free to start; paid plans from $32/mo.
What's new in Trade with AI
Checked 7 days agoAcross the latest 2 updates: 1 changelog entry and 1 news mention.
Composer joins SoFi
Composer acquired by SoFi; accounts, symphonies, and fees unchanged; rebranded as Composer by SoFi.
Time-weighted returns, new metrics, chart comparisons, and event markers
Portfolio stats upgraded with TWR, CAGR, Sharpe Ratio, Max Drawdown, and Standard Deviation; chart overlays and event markers added.
What people actually say about Trade with AI — is it worth it?
We ran a structured research pass across product reviews, community discussions, and post-purchase forum threads to surface the patterns vendors won't publish themselves. Below: the recurring strengths, the hidden costs people mention most, and the cohort that consistently regrets adopting this tool.
40 mentions across 4 sources (Hacker News, YouTube, Product Hunt, Lemmy) · researched Jul 3, 2026.
- +No-code strategy creation from plain-English prompts lowers the barrier to algorithmic trading.
- +Free tier includes AI strategy generation, backtesting, and access to 3,000+ community strategies.
- +End-to-end automation from idea to live execution without writing code.
- +Option writing (covered calls, cash-secured puts) expands strategy types beyond simple buy/sell.
- +Community-built strategies allow users to remix and learn from top performers.
- −Limited community feedback outside Product Hunt; real-world performance unverified.
- −US passport not accepted for identity verification; may block American citizens.
- −YouTube and HN discussions are mostly off-topic, not about the tool itself.
- −No publicly available independent performance reviews or comparisons.
- −Paid Trading Pass ($32/mo) required for live trading and unlimited backtesting.
- • Possible fees on trades via Composer's brokerage partner (not clear in pricing)
Viability Score
How well maintained and how widely used is Trade with AI? Built from what the vendor actually publishes (docs, changelog, tutorials, integrations, pricing), whether the site is live, and how much real users discuss it. How we calculate this
Last calculated: August 2026
How we score →Key Features
- AI strategy generation from plain-English prompts
- No-code visual strategy editor with ANY/ALL conditions
- Unlimited backtesting with Trading Pass
- Automated live trading of stocks and ETFs
- Options writing: covered calls and cash-secured puts
- AI-curated top performer strategies from 2000+ community strategies
- Strategy remixing and parameter adjustment
- In-depth analytics: TWR, CAGR, Sharpe Ratio, Max Drawdown, Std Dev
- Retirement account support (Roth, Traditional, Rollover)
- Composer API for data and trading
- Business accounts with multi-algorithm portfolio management
- Real-time mark-to-market accounting
- Full IP ownership for business customers
- Priority support for business accounts
- Chart comparisons with SPY, QQQ
About Trade with AI
Composer's Trade with AI lets you create, backtest, and deploy automated stock and ETF trading strategies just by chatting with an AI. It's built for investors who want algorithmic trading without learning to program. You describe an idea in plain English, and the AI generates a strategy you can edit with a no-code visual editor or refine through further prompts. You can also browse AI-curated top performers from over 2,000 community-built strategies, remix them, or start from scratch. The platform handles backtesting, live execution, and portfolio management, and powers over $215 million in automated trades daily, with $37+ billion in lifetime trading volume and $200+ million in assets. A free tier gives you AI strategy generation, backtesting, and the no-code editor. Paid Trading Pass (from $32/month) adds unlimited backtesting, retirement accounts (Roth, Traditional, Rollover), in-depth analytics (TWR, CAGR, Sharpe Ratio, Max Drawdown, Std Dev), and options writing—covered calls and cash-secured puts. Business accounts provide API access, multi-algorithm portfolio management, mark-to-market accounting, full IP ownership, and priority support. Composer recently joined SoFi (June 2026), rebranded as Composer by SoFi, with accounts, symphonies, and fees unchanged. It's designed for everyone from beginners to quant funds. Compared to robo-advisors, Composer offers full customization; versus coding platforms, it removes the programming barrier.
Behind the Verdict
Composer's Trade with AI stands out for its plain-English prompt-to-strategy workflow, which genuinely removes the programming barrier. The no-code visual editor with ANY/ALL conditions lets you fine-tune AI-generated strategies, and the ability to remix community strategies adds a social element. Backtesting is unlimited on the paid tier, and the recent addition of advanced metrics (TWR, CAGR, Sharpe, Max Drawdown, Std Dev) and chart comparisons improves analysis depth. Strengths: The AI generation is approachable, and the platform handles live execution, so you can go from idea to automated trading without writing code. Retirement account support (Roth, Traditional, Rollover) is a differentiator. Business accounts offer API access and full IP ownership, appealing to funds. Weaknesses: The free tier doesn't include live automated trading, and backtesting is limited—you need the Trading Pass ($32/mo or $384/yr) for full functionality. Crypto support ended January 31, 2026, so crypto strategies must be updated or liquidated. Canadian residents can't use the service (as of March 2025). Where it fits: Beginners to intermediate investors who want algorithmic strategies without coding, active traders who want backtesting and automation, retirement savers, and option writers (covered calls, cash-secured puts). For day traders needing sub-second execution, this isn't the right fit. For deep custom quant work, you'll still want QuantConnect.
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Real-world workflow fit
Concrete scenarios for the personas Trade with AI actually fits — and what changes day-one when you adopt it.
Prompt 'I want a strategy that buys QQQ when the 50-day moving average is above the 200-day, and sells when it crosses below'
Outcome: AI generates the strategy; you backtest it for free, then subscribe to Trading Pass to go live.
Open a Roth IRA and describe a dividend-growth strategy
Outcome: Composer automates the strategy in your retirement account, running on autopilot.
Need a portfolio of algorithms across markets with API access and full IP ownership
Outcome: Business Account enables multi-algorithm management, API integration, and mark-to-market accounting.
Use Cases
- Create a diversified automated strategy by describing your investment thesis to the AI
- Backtest a trend-following strategy on a portfolio of ETFs to validate historical performance before going live
- Remix a top-performing community strategy by swapping assets and adjusting entry conditions using the no-code editor
- Set up a retirement account (Roth, Traditional, Rollover) with a fully automated, no-code trading algorithm that runs on autopilot
- Build a multi-algorithm portfolio for a hedge fund using the business account, API, and real-time accounting
- Write covered calls on stocks you own to generate premium income automatically with Composer's options strategies
Limitations
- Composer's AI trading platform lets users create, backtest, and execute automated stock and ETF trading strategies.
- The free tier supports building and backtesting, but live automated trading requires the paid Trading Pass ($32/mo or $384/yr).
- The platform has joined SoFi, and accounts, symphonies, and fees remain unchanged, with no immediate impact on users.
- Options trading is available but involves significant risk.
as of 2026-08-17
Verification history
We have re-verified Trade with AI 5 times since . Each pass re-reads the vendor's own pages and re-checks every listed field against that evidence; passes where nothing had changed are marked as such.
- — re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
- — re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
- — re-checked, vendor evidence unchanged
- — re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
- — re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
Free to cite with attribution — this page re-verifies continuously.
12-month cost
Project the real annual outlay, including the implied monthly cost when only an annual tier is published.
Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.
Plans compared
For each published Trade with AI tier: who it actually fits, and what it adds vs. the previous tier. Cross-reference the cost calculator above for projected annual outlay.
Free
$0/mo
Ideal for
Beginners and curious investors who want to explore AI strategy generation and backtesting without commitment.
What this tier adds
Free entry point: AI strategy generation, backtesting, and no-code editor, but no live automated trading.
Trading Pass (Monthly)
$32/mo
Ideal for
Active individual investors who want fully automated strategy investing and unlimited backtesting for $32/mo.
What this tier adds
Adds live automated trading, unlimited backtesting, retirement accounts, and in-depth analytics.
Trading Pass (Yearly)
$384/yr
Ideal for
Committed investors who plan to use automated trading for at least a year and want to save 20%.
What this tier adds
Same as monthly but billed annually at $384/yr, saving 20%, includes 14-day free trial.
Business Account
Contact us
Ideal for
Funds and entities that need multi-algorithm portfolios, API access, and full IP ownership of strategies.
What this tier adds
Adds portfolio of diversified algorithms, real-time data-driven management, API access, mark-to-market accounting, full IP ownership, and priority support.
Where the pricing makes sense
The company stage and team size where Trade with AI's pricing actually pencils out — and where peers do it cheaper.
Composer's freemium model fits individual investors and funds. Free tier for exploration; Trading Pass at $32/mo (or $384/yr) is competitive with robo-advisors but adds full automation and options writing. Business accounts for funds with API access—pricing not public, likely custom.
Setup time & first value
How long it actually takes to get something useful out of Trade with AI — broken out by persona, not the marketing-page minute.
Initial setup: sign up, connect funding, and create a strategy via prompt within minutes. Backtesting available immediately; live trading requires Trading Pass subscription (setup in a day). Business accounts take longer due to onboarding and API integration.
Switching to or from Trade with AI
How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.
- →From manual spreadsheets: describe your trading rules in plain English to generate a strategy, then backtest and automate.
- →From robo-advisors: transfer your portfolio and customize your strategy instead of using a one-size-fits-all allocation.
- ↗To QuantConnect: export your strategy logic and re-implement it in C# or Python for deeper customization.
Integrations
Resources & Guides
Tutorials & Learning
Official links
Tools that pair well with Trade with AI
Common stack mates teams adopt alongside Trade with AI, with the specific reason each pairing earns its keep.
Featured Head-to-Head Comparisons
Trade With Ai vs Bitsgap
Choose Trade with AI if you focus on stock/ETF automation with AI-driven strategy creation and retirement account support. Choose Bitsgap if you need crypto trading bots across multiple exchanges. Trade with AI’s recent acquisition by SoFi and crypto deprecation make it stronger for equities, while Bitsgap remains a dedicated crypto bot platform with diverse bots and a risk-free demo.
Trade With Ai vs Transfix
These two tools serve completely different industries: Transfix is a freight brokerage TMS with AI-driven pricing and workflow automation, while Trade with AI is an algorithmic trading platform for stocks and ETFs. If you're a freight broker needing to automate RFPs and pricing, choose Transfix. If you're an individual investor seeking AI-powered automated trading without coding, choose Trade with AI. They are not competitors.
Trade With Ai vs Cryptohopper
If you trade crypto and want a cloud bot with copy trading, DCA, and AI/LLM integrations via MCP, Cryptohopper is your pick. If you trade stocks/ETFs and prefer generating strategies from plain English—plus options writing and community curation—Trade with AI (now part of SoFi) is the way to go. They no longer overlap in asset class, so choose based on what you trade.
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