Zolvo

Commercial lending operations are drowning in paper. Invoices, bank statements, purchase orders, and bills of lading arrive in messy formats, and a single mismatch can stall a funding round or trigger a false covenant alert. Zolvo exists to fix that specific pain. It is an AI-powered automation layer built for factoring, asset-based lending, and private credit firms that want to cut manual work without replacing their core systems. The platform extracts data from emails, cloud folders, and bank feeds, then cross-references invoices against purchase orders, bills of lading, and bank statements with a claimed 99.7% accuracy. That degree of automation is aimed squarely at credit analysts and operations teams who currently spend hours keying numbers into spreadsheets. Instead, they get exception-based workflows where only flagged items need human review, plus an AI-prioritized collections queue that ranks accounts by risk and sends automated email and WhatsApp reminders. On the reconciliation side, Zolvo's payment matching engine handles MT940, Plaid, and API feeds, scoring each transaction match with a confidence level so your team knows what to trust. Portfolio monitoring runs around the clock, alerting on covenant breaches, concentration, dilution, and aging—no more waiting for month-end reports to catch a problem weeks late. Zolvo integrates with LoanPro, FactorSoft, QuickBooks, and Plaid, which is the key to its positioning. It's not a rip-and-replace loan servicing suite; it's a thin AI layer that plugs into your existing stack, with implementation typically taking two to four weeks and measurable results appearing in the first week. In practice, that means small to mid-size commercial lenders can scale their AUM without adding headcount, while credit teams get investor-ready reporting generated on demand. If you've been holding together a patchwork of spreadsheets and legacy software, Zolvo sits in the gap—automating the repetitive, error-prone work while