Quadratic

Quadratic

AI-native spreadsheet that writes Python/SQL for live data analysis.

95/100Safe BetFree · from $18/user/month, billed annuallyFreemium

Quadratic is the best choice for analysts who code — it brings live data into an AI-powered spreadsheet with transparent Python/SQL. But if you hate writing code or need offline-only sheets, stick with Google Sheets or Excel.

Best for
  • Traders and investors needing live financial dashboards with Plaid and QuickBooks
  • Finance teams performing budget analysis and P&L reporting with live data
  • Data scientists who want a spreadsheet interface with Python and SQL cells
  • Product managers analyzing user data from Mixpanel and Google Analytics
Not ideal for
  • Casual users who only need basic formulas and no coding
  • Teams requiring offline-only spreadsheet with no live data needs
  • Users who prefer no-code drag-and-drop ETL over writing Python
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IntermediateFor a technical user with existing database credentials: under 5 minutes to connect a source and ask the first AI prompt. Non-technical users may need 15-30 minutes to learn the interface and understand AI-generated code.Web · APIAPI available6.1k viewsVerified 12d ago
Pricing
Free · from $18/user/month, billed annually
FreemiumFree tier4 plans4 hidden costs
Learning curve
Intermediate
For a technical user with existing database credentials: under 5 minutes to connect a source and ask the first AI prompt. Non-technical users may need 15-30 minutes to learn the interface and understand AI-generated code.
Runs on
WebAPI
API available · 13 integrations
Who it's for
Finance analystData scientistProduct manager
Live sentiment
Is Quadratic actually worth it?

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Skip it if

Skip Quadratic if you never want to see code in a spreadsheet or need offline-only sheets.

The 30-second take
Biggest gripe

Pro and Business plans require annual billing to get the listed per-user price; monthly is 10% higher.

Price reality

Quadratic's Pro at $18/user/mo (annual) is competitive for live-data spreadsheets; Google Sheets lacks native DB/API connectors, and Airtable's comparable tier is more expensive for similar integration depth. Business at $36/user/mo with metered AI suits data-heavy teams.

In short

Quadratic — AI-native spreadsheet that writes Python/SQL for live data analysis. Best for Traders and investors needing live financial dashboards with Plaid and QuickBooks, Finance teams performing budget analysis and P&L reporting with live data, Data scientists who want a spreadsheet interface with Python and SQL cells. Free to start; paid plans from $18/mo.

What's new in Quadratic

Checked 12 days ago

Across the latest 10 updates: 7 feature updates, 1 pricing change and 2 changelog entries.

FeatureBlog·22 days agoNewest

Build a Connected Spreadsheet with Agent Sync

Agent Sync lets you link apps, APIs, and live business data directly into your spreadsheet.

ChangelogChangelog·Apr 30

Folders, Google Sheets import, MCP, and a refreshed Quadratic

April release: folders, Google Sheets import, MCP, team secrets, stock data, onboarding improvements, and branding refresh.

ChangelogChangelog·Mar 30

QuickBooks, images, embeds, and smarter AI

March release: QuickBooks connection, images in spreadsheets, embeddable files, Recipes, AI upgrades, and billing controls.

FeatureBlog·Mar 19

Introducing QuickBooks for Quadratic

QuickBooks integration for importing financial data into Quadratic spreadsheets.

PricingChangelog·Feb 25

Conditional formatting, STOCKHISTORY, and a new Business plan

February release: conditional formatting, merged cells, STOCKHISTORY function, Business plan, Agent mode, and Plaid connection.

FeatureBlog·Feb 12

Build a custom Mixpanel dashboard in 10 prompts

Tutorial on creating Mixpanel dashboards using Quadratic's AI prompts.

FeatureBlog·Feb 4

Introducing the Google Analytics (GA4) connection

GA4 native connection to pull analytics data directly into spreadsheets.

FeatureChangelog·Jan 28

Google Analytics, rich text, and a smoother start

January release: Google Analytics connection, rich text/hyperlinks in cells, onboarding improvements, and synced connections.

FeatureBlog·Jan 27

How to automate spreadsheet updates with Scheduled Tasks

Introducing Scheduled Tasks for automated data refresh in Quadratic.

FeatureBlog·Dec 23

Introducing the Plaid integration in Quadratic

Plaid integration for importing financial account data.

Viability Score

95/100
Safe Bet

How likely is Quadratic to still be operational in 12 months? Based on 4 signals — momentum (how recently it shipped), wrapper dependency, revenue model, and web presence.

momentum
100
funding runway
80
website health
90
wrapper dependency
100

Last calculated: July 2026

How we score →

Key Features

  • Natural language AI writes Python, SQL, formulas, charts
  • Live data connectors: Postgres, MySQL, Snowflake, BigQuery, QuickBooks, Plaid
  • MCP support for AI agents (Claude, Cursor, ChatGPT)
  • API for reading/writing cells and triggering AI runs
  • Import CSV, Excel, PDF, Google Sheets
  • Scheduled tasks for automated data refresh
  • Conditional formatting and merged cells
  • STOCKHISTORY function for financial data
  • Images and embeds in spreadsheets
  • AI-generated code with explanations that are editable
  • Collaborative sharing with repeatable insights
  • Folders for organizing files
  • Python, SQL, JavaScript, and formula cells
  • Agent Sync to link apps and APIs into spreadsheets
  • SOC 2 and HIPAA certified

About Quadratic

FreemiumIntermediateAPI availableWeb · API

Quadratic is an AI-native spreadsheet that unifies live data sources — databases like Postgres, Snowflake, BigQuery; financial tools QuickBooks and Plaid; analytics platforms GA4 and Mixpanel — into one sheet. You ask questions in plain English, and the AI writes transparent, editable Python, SQL, formulas, and charts. Recent additions include Agent Sync for linking apps and APIs, Google Sheets import, MCP support for AI agents (Claude, Cursor, ChatGPT), Scheduled Tasks for automated refreshes, and native connections for QuickBooks, Plaid, and GA4. Quadratic supports Python, SQL, JavaScript, and formula cells, with features like conditional formatting, merged cells, images, embeds, and a STOCKHISTORY function for financial data. It is SOC 2 and HIPAA certified, designed for traders, finance teams, data scientists, and product managers who need auditable, code-enriched analysis without leaving a spreadsheet. Unlike black-box AI tools, Quadratic's code cells are open and editable, giving you full visibility into the analysis.

Behind the Verdict

Quadratic fills a specific, underserved niche: the analyst who wants a spreadsheet interface but needs real code power for serious data work. Its AI-generated Python and SQL are not black boxes — you can see, edit, and trust every line. That's a huge differentiator from tools that give you a result without explanation. Recent additions like QuickBooks, Plaid, GA4 connectors, and MCP support for AI agents make it a live data hub, not just a calculator. The pricing is fair: $18/user/month (annual) for Pro with 20 AI credits, and $36 for Business with doubled credits. On-demand AI for overages is available in Business. The free tier is somewhat limited in AI usage and sharing, but fine for a trial. Where Quadratic falls short: it's not a replacement for Excel macros or VBA; it's browser-based, so offline use is limited; and heavy no-code users might find the Python/SQL requirement daunting. Competitors like Airtable and Coda are more no-code, but Quadratic beats them for raw analytical depth with live data and code transparency. We'd reach for this when building financial dashboards, database-connected reports, or any analysis that needs to be both repeatable and auditable. Pass if you only need simple formulas or if your team is allergic to code.

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Real-world workflow fit

Concrete scenarios for the personas Quadratic actually fits — and what changes day-one when you adopt it.

Finance analyst

Pull P&L from QuickBooks and transactions from Plaid into one sheet to build a real-time budget vs actuals report.

Outcome: The sheet updates automatically on each refresh, eliminating manual CSV exports and giving leadership live visibility.

Data scientist

Use AI to write a Python script that cleans and joins data from Snowflake and a CSV export, with inline explanations.

Outcome: You get a reproducible, auditable pipeline in minutes without leaving the spreadsheet.

Product manager

Connect Mixpanel and GA4, then ask AI to create a user engagement dashboard segmented by region.

Outcome: The AI generates the SQL and charts; you share the sheet with stakeholders for self-service drill-down.

Use Cases

Models Under the Hood

ClaudeChatGPT

as of 2026-07-06

Limitations

  • Free tier limits AI usage, sharing, files, and connections.
  • AI credits required for advanced model access.
  • No native mobile or desktop apps — web only.
  • On-demand AI usage is Business-tier only (not Pro).
  • No offline mode.
  • Steep learning curve for non-technical users.

as of 2026-06-29

12-month cost

Project the real annual outlay, including the implied monthly cost when only an annual tier is published.

Annual total
Free
Over 12 months
Effective monthly
Free
Billed monthly

Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.

Plans compared

For each published Quadratic tier: who it actually fits, and what it adds vs. the previous tier. Cross-reference the cost calculator above for projected annual outlay.

Personal Free

$0/mo

Ideal for

Solo user or student exploring AI spreadsheets with minimal data source needs.

What this tier adds

Starting free tier with limited AI usage, sharing, files, connections, and support.

Pro

$18/user/month, billed annually

Ideal for

Small teams or individual professionals who need unlimited sharing and more AI credits.

What this tier adds

Adds $20/mo AI credits, unlimited sharing/files/connections, additional privacy controls, and additional models.

Business

$36/user/month, billed annually

Ideal for

Teams with heavy AI usage that need on-demand AI and advanced features like team secrets.

What this tier adds

2x AI credits per month, on-demand AI usage (unmetered), and all Pro features.

Enterprise

Custom

Ideal for

Large organizations needing custom AI usage, SSO, self-hosting, and dedicated support.

What this tier adds

Custom AI usage, Single Sign-On, self-hosting option, and dedicated support.

Hidden costs & gotchas

What the public pricing page doesn't put in bold. Captured from pricing-page footnotes, contract terms, and recurring complaints.

  • Pro and Business plans require annual billing to get the listed per-user price; monthly is 10% higher.
  • Exceeding monthly AI credits on Pro ($20/mo) means purchasing additional credits at an unlisted rate.
  • On-demand AI usage (unmetered) is locked to the Business tier, so heavy AI users can't stay on Pro.
  • Enterprise plan pricing is custom; no published starting price for SSO, self-hosting, or dedicated support.

Where the pricing makes sense

The company stage and team size where Quadratic's pricing actually pencils out — and where peers do it cheaper.

Quadratic's Pro at $18/user/mo (annual) is competitive for live-data spreadsheets; Google Sheets lacks native DB/API connectors, and Airtable's comparable tier is more expensive for similar integration depth. Business at $36/user/mo with metered AI suits data-heavy teams.

Setup time & first value

How long it actually takes to get something useful out of Quadratic — broken out by persona, not the marketing-page minute.

For a technical user with existing database credentials: under 5 minutes to connect a source and ask the first AI prompt. Non-technical users may need 15-30 minutes to learn the interface and understand AI-generated code.

Switching to or from Quadratic

How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.

Migrating in
  • From Google Sheets: Import via direct Google Sheets import (added Apr 2026) or export to CSV/Excel then upload.
  • From Excel: Upload .xlsx files directly; formulas and basic formatting carry over, but VBA macros won't work.
  • From Airtable: Export tables to CSV or use QuickBooks/API connections to replicate workflows.
Migrating out
  • To Google Sheets: Export Quadratic sheets as CSV or Excel (.xlsx) and import into Sheets.
  • To Excel: Export as .xlsx; Python/SQL cells are lost, but static data and formulas may transfer.

Integrations

PostgresMySQLSnowflakeBigQueryMariaDBMS SQLCockroachDBSupabaseNeonQuickBooksGoogle Analytics (GA4)MixpanelPlaid

Resources & Guides

Tools that pair well with Quadratic

Common stack mates teams adopt alongside Quadratic, with the specific reason each pairing earns its keep.

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Frequently Asked Questions

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