Quadratic

Quadratic

Quadratic is the AI-native spreadsheet that writes Python, SQL, and formulas for live data analysis.

83/100Safe BetFree · from $18/user/mo (billed annually)Freemium

Quadratic is the right call for data teams that write code and need auditable, live analysis. If you'd rather drag-and-drop than read Python, stick with Excel or BI tools. The free tier lets you test it cheaply, and Pro's $20 monthly AI credits cover serious work. Just know it's not a no-code tool—you'll review AI-generated code.

Verified 4d ago · liveness 83/100 · cite: rightaichoice.com/tools/quadratic

Best for
  • Data analysts and scientists who want a spreadsheet front-end for Python and SQL with live database connections
  • Finance teams needing live P&L, budgeting, and invoice data from QuickBooks without CSV exports
  • Traders and investors building self-refreshing dashboards with Plaid balances and transactions
  • Product managers analyzing user behavior from Mixpanel and Google Analytics with AI-generated insights
Not ideal for
  • Users who prefer drag-and-drop ETL and no-code tools over writing or reviewing Python/SQL
  • Teams that work offline-only and don't need live data connections
  • Organizations relying on Excel VBA macros that require full backward compatibility
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IntermediateYou can connect a data source and run an AI analysis within minutes of signing up. The free tier requires no credit card, and onboarding is guided by templates. For a complex multi-source setup with scheduled tasks, expect a few hours to configure and validate.Web · APIAPI available6.1k viewsVerified 4d ago
Pricing
Free · from $18/user/mo (billed annually)
FreemiumFree tier4 plans4 hidden costs
Learning curve
Intermediate
You can connect a data source and run an AI analysis within minutes of signing up. The free tier requires no credit card, and onboarding is guided by templates. For a complex multi-source setup with scheduled tasks, expect a few hours to configure and validate.
Runs on
WebAPI
API available · 15 integrations
Who it's for
Data analystFinance managerProduct manager
Live sentiment
Is Quadratic actually worth it?

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  • Real pros & cons from real users
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Skip it if

Skip Quadratic if you prefer drag-and-drop tools over writing or reviewing Python/SQL, need offline access, or rely on Excel VBA macros that require full backward compatibility.

The 30-second take
Biggest gripe

AI credits are metered: Pro includes $20/month, Business includes $40/month, but heavy usage may require purchasing additional credits on-demand (Business tier only) to avoid hitting limits.

Price reality

Quadratic's pricing fits data-driven teams who value transparency and AI assistance. At $18/user/month (annual), Pro is competitive with BI tools like Tableau or Looker, but cheaper than per-seat analytics platforms. However, for individuals, the free tier offers a generous starting point, and the $20 monthly AI credits in Pro provide substantial value compared to per-credit models. Compared to open-source alternatives like Jupyter with free AI models, Pro is a premium, but the spreadsheet UX

In short

Quadratic — Quadratic is the AI-native spreadsheet that writes Python, SQL, and formulas for live data analysis. Best for Data analysts and scientists who want a spreadsheet front-end for Python and SQL with live database connections, Finance teams needing live P&L, budgeting, and invoice data from QuickBooks without CSV exports, Traders and investors building self-refreshing dashboards with Plaid balances and transactions. Free to start; paid plans from $18/user/mo.

What's new in Quadratic

Checked 4 days ago

Across the latest 5 updates: 5 feature updates.

What people actually say about Quadratic — is it worth it?

We ran a structured research pass across product reviews, community discussions, and post-purchase forum threads to surface the patterns vendors won't publish themselves. Below: the recurring strengths, the hidden costs people mention most, and the cohort that consistently regrets adopting this tool.

86 mentions across 5 sources (Reddit, Hacker News, Product Hunt, Stack Overflow, Lemmy) · researched Jul 31, 2026.

15% positive85% critical
Recurring strengths
  • +AI writes transparent Python/SQL code, keeping analysis auditable and editable.
  • +Live data connectors for Postgres, Snowflake, BigQuery, and QuickBooks built in.
  • +Supports Python, SQL, JavaScript, and formula cells in one grid.
  • +Open-source availability excites developers looking to embed or customize.
  • +SOC 2 and HIPAA certified, addressing enterprise security concerns.
Recurring frustrations
  • Real-world performance and reliability not yet validated by extensive user reports.
  • Multiuser real-time collaboration appears missing or unconfirmed.
  • Integration list still growing — some users ask for more connectors.
  • Learning curve for non-programmers may be steeper than advertised.
  • Few in-depth reviews mean support and enterprise maturity are unknown.
Patterns worth knowing
AI-generated transparent code cells are the core differentiator
Seen on Product Hunt
Excitement about replacing manual data exports with live connectors
Seen on Product Hunt
Open-source nature is a big draw for developers
Seen on Product Hunt
Learning curve
intermediateProductive in ~A few hours
Hidden costs people mention
  • Possible extra cost for advanced integrations like QuickBooks
  • Potential overage charges for scheduled tasks or API usage

Viability Score

83/100
Safe Bet

How well maintained and how widely used is Quadratic? Built from what the vendor actually publishes (docs, changelog, tutorials, integrations, pricing), whether the site is live, and how much real users discuss it. How we calculate this

Recent activity
90
Traction
100
Site health
95
User sentiment
15
What the vendor publishes
80

Last calculated: September 2026

How we score →

Key Features

  • Natural language AI writes Python, SQL, formulas, and charts
  • Live data connectors: Postgres, MySQL, Snowflake, BigQuery, MariaDB, MS SQL, CockroachDB, Supabase, Neon
  • Financial data connections: QuickBooks and Plaid (12,000+ institutions)
  • Marketing analytics: Google Analytics (GA4) and Mixpanel connectors
  • MCP (Model Context Protocol) support for AI agents (Claude, Cursor, ChatGPT)
  • Agent Sync to link apps and APIs to live workflows
  • REST API for reading/writing cells and triggering AI runs
  • Scheduled Tasks for automated data refresh
  • Import from CSV, Excel, PDF, and Google Sheets
  • PDF export with Excel-style print semantics (v0.26.12)
  • Shared AI chat history (v0.26.12)
  • Hide/unhide columns and rows (v0.26.12)
  • Excel-style pivot tables (added July 2026)
  • Data validations that round-trip with Excel and Google Sheets (v0.26.12)
  • SOC 2 and HIPAA certified

About Quadratic

FreemiumIntermediateAPI availableWeb · API

Quadratic is an AI-native spreadsheet that brings the power of code to the familiar grid. Rather than juggling a database and a Jupyter notebook, you connect your data—Postgres, Snowflake, BigQuery, MySQL, plus CSVs, Excel, PDFs—and ask questions in plain English. The AI writes transparent Python, SQL, JavaScript, and formulas that you can inspect and edit in every cell, making the analysis auditable. Built for data analysts, finance teams, traders, and product managers, it handles up to 100 million rows, 100x Excel's row limit. What sets Quadratic apart is its agent-readiness: it speaks the Model Context Protocol (MCP), so AI agents like Claude, Cursor, and ChatGPT can read from and write to your spreadsheet, with every change requiring your approval. Agent Sync connects apps and APIs to live workflows, Scheduled Tasks automate refreshes, and a REST API lets you trigger AI runs from your own code. The August 2026 release (v0.26.12) added PDF export with Excel-style print semantics, shared AI chat history, hide/unhide for columns and rows, and data validations that round-trip with Excel and Google Sheets. The July 2026 release brought Excel-style pivot tables. On the security side, Quadratic is SOC 2 and HIPAA certified, so finance and healthcare teams can use it with confidence. The free tier is generous for individuals; Pro and Business unlock more AI credits, additional models, and unlimited sharing. Enterprise adds SSO, self-hosting, and dedicated support. Compared to Excel's fragile VLOOKUPs or no-code BI tools that hide the logic, Quadratic sits in the sweet spot—code power with spreadsheet accessibility.

Behind the Verdict

Quadratic occupies a unique niche: it's a spreadsheet that speaks Python, SQL, and JavaScript natively, with AI assistance that generates code you can audit. Unlike traditional BI tools that hide logic behind drag-and-drop, Quadratic keeps every cell open, letting you verify the reasoning behind each result. The MCP support is a standout—it allows AI agents like Claude, Cursor, and ChatGPT to read and write directly to your spreadsheet, with per-change approval. This makes Quadratic particularly powerful for teams that already use AI agents in their workflow, as it extends the spreadsheet as a collaborative surface. Strengths include deep integration with live databases and financial data sources (Postgres, Snowflake, BigQuery, QuickBooks, Plaid), which eliminates the need for CSV exports and manual refreshes. The big data capability (100M rows) and scheduled tasks make it suitable for heavy analytical workloads. Recent updates, such as PDF export, shared AI chats, and data validations that round-trip with Excel and Google Sheets, show a commitment to polish and interoperability. Weaknesses include a learning curve for non-programmers—the interface is spreadsheet-like but coding is central. The free tier restricts sharing and AI usage, which may frustrate teams that want to collaborate widely without cost. AI credits are a gating mechanism for advanced models and on-demand usage, which can add up for heavy users. Mobile and desktop apps are absent, so all work happens in the browser. Where it fits: data teams that value transparency and code, finance teams needing live P&L and budgets, and organizations that want AI agents to work inside their spreadsheet. Where it doesn't: non-technical users who prefer no-code tools, offline-only teams, or those heavily invested in Excel VBA macros.

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Real-world workflow fit

Concrete scenarios for the personas Quadratic actually fits — and what changes day-one when you adopt it.

Data analyst

Connect a Snowflake data warehouse and write SQL queries in cells to explore sales data, using AI to generate initial queries and charts.

Outcome: Deliver a live dashboard with pivot tables and scheduled refreshes, shared with stakeholders, all within the spreadsheet.

Finance manager

Connect QuickBooks and Plaid to pull real-time P&L and cash flow, using AI to flag anomalies and forecast.

Outcome: Automate monthly financial reporting, eliminating manual CSV exports and reducing reporting time by half.

Product manager

Use Mixpanel and Google Analytics connectors to analyze user engagement, prompting AI to identify drop-off points.

Outcome: Create a self-updating product usage report with AI-generated insights, sharing it with the team via a link.

Use Cases

Models Under the Hood

ClaudeCursorChatGPT

as of 2026-08-30

Limitations

  • Quadratic is a web-based AI-native spreadsheet, with no native mobile or desktop apps.
  • Free tier limits AI usage, sharing, files, and connections; Pro and Business tiers offer more AI credits and features.
  • AI credits are required for additional model access, and on-demand AI usage is Business-tier only.
  • The interface and Python/SQL coding may present a learning curve for non-technical users.

as of 2026-08-29

Verification history

We have re-verified Quadratic 17 times since . Each pass re-reads the vendor's own pages and re-checks every listed field against that evidence; passes where nothing had changed are marked as such.

  1. re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
  2. re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
  3. re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
  4. re-checked, vendor evidence unchanged
  5. re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it
  6. re-verified summary, description, our verdict, our analysis, pricing model, pricing tiers, features, integrations, who it suits, who should skip it

Showing the 6 most recent of 17 verification passes.

Free to cite with attribution — this page re-verifies continuously.

12-month cost

Project the real annual outlay, including the implied monthly cost when only an annual tier is published.

Annual total
Free
Over 12 months
Effective monthly
Free
Billed monthly

Vendor list price only. Add-on usage, seat overages, and contract minimums are surfaced under Hidden costs & gotchas.

Plans compared

For each published Quadratic tier: who it actually fits, and what it adds vs. the previous tier. Cross-reference the cost calculator above for projected annual outlay.

Free

$0/mo

Ideal for

Individuals trying Quadratic for the first time, with limited AI usage and sharing needs.

What this tier adds

Entry point with basic spreadsheet features, limited AI usage, sharing, files, and connections.

Pro

$18/user/mo (billed annually)

Ideal for

Pro users or small teams needing more AI credits, unlimited sharing, and additional model access.

What this tier adds

Adds $20/month AI credits, additional AI models, privacy controls, and a shared workspace.

Business

$36/user/mo (billed annually)

Ideal for

Teams with higher AI usage demands and the need to purchase extra AI credits on-demand.

What this tier adds

Adds $40/month AI credits, on-demand AI credit purchases, and higher usage limits over Pro.

Enterprise

Custom

Ideal for

Large organizations requiring custom AI limits, SSO, self-hosting, and dedicated support.

What this tier adds

Offers custom AI usage, SSO, self-hosting, and dedicated support beyond Business.

Hidden costs & gotchas

What the public pricing page doesn't put in bold. Captured from pricing-page footnotes, contract terms, and recurring complaints.

  • AI credits are metered: Pro includes $20/month, Business includes $40/month, but heavy usage may require purchasing additional credits on-demand (Business tier only) to avoid hitting limits.
  • On-demand AI usage is only available on the Business tier, so Pro users who exhaust their credits cannot buy more without upgrading.
  • Sharing is limited on the Free plan; unlimited sharing requires the Pro tier ($18/user/month), which can be a surprise for teams evaluating the free version for collaboration.
  • Annual billing is required for Pro and Business tiers to get the listed price; monthly billing costs 10% more, so the advertised price may not match monthly expectations.

Where the pricing makes sense

The company stage and team size where Quadratic's pricing actually pencils out — and where peers do it cheaper.

Quadratic's pricing fits data-driven teams who value transparency and AI assistance. At $18/user/month (annual), Pro is competitive with BI tools like Tableau or Looker, but cheaper than per-seat analytics platforms. However, for individuals, the free tier offers a generous starting point, and the $20 monthly AI credits in Pro provide substantial value compared to per-credit models. Compared to open-source alternatives like Jupyter with free AI models, Pro is a premium, but the spreadsheet UX

Setup time & first value

How long it actually takes to get something useful out of Quadratic — broken out by persona, not the marketing-page minute.

You can connect a data source and run an AI analysis within minutes of signing up. The free tier requires no credit card, and onboarding is guided by templates. For a complex multi-source setup with scheduled tasks, expect a few hours to configure and validate.

Switching to or from Quadratic

How to bring data in from common predecessors and how to get it back out — written for the switcher, not the buyer.

Migrating in
  • From Excel: Import .xlsx files directly, and use the AI to convert existing formulas to Python or SQL where needed.
  • From Google Sheets: Import via CSV or use the Google Sheets connector to pull live data; data validations and conditional formats now round-trip.
Migrating out
  • To Excel: Export as .xlsx, including data validations and hidden rows/columns, but note that AI-generated Python/SQL cells will not translate.

Integrations

PostgresMySQLSnowflakeBigQueryMariaDBMS SQLCockroachDBSupabaseNeonQuickBooksGoogle AnalyticsMixpanelPlaidClaudeCursor

Resources & Guides

Tutorials & Learning

Tools that pair well with Quadratic

Common stack mates teams adopt alongside Quadratic, with the specific reason each pairing earns its keep.

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