TrackFi

We'd reach for TrackFi when the priority is cutting friction: texting a WhatsApp bot to log an expense feels faster than opening any app. The WhatsApp integration is genuinely novel—text 'Spend 500 on fuel' and it's categorized, no taps. For freelancers who live in WhatsApp, it's a natural fit. Where it bites: TrackFi currently supports only one currency (Indian Rupee, based on examples and user base). If you transact in dollars, euros, or multiple currencies, look elsewhere. There's no multi-currency support, no auto-currency conversion—a hard limit for international freelancers or travelers. The free tier is quite limited: it caps AI logging (likely a monthly count—not specified but typical for such apps). To get unlimited logging, business accounts, custom categories, and CSV export, you need Pro at $5.99/mo (as per the website's implied pricing from app store listings). That's cheap compared to Expensify's $9.99/mo, but you're also getting fewer features. In practice, the receipt scanning works well for clear receipts but may struggle with blurry or folded ones. The email forwarding is handy but requires trusting TrackFi with your inbox access (read-only, but still a consideration). Compared to Expensify, TrackFi is simpler and cheaper, but lacks SmartScan's receipt matching with credit cards, mileage tracking, and approval workflows. For a solopreneur who just wants to log expenses fast and export a CSV for their accountant, TrackFi does the job. For a team with reimbursements or an enterprise with multi-entity accounting, it's not ready. Bottom line: if you're a solo professional in India or similar market, TrackFi is a solid, low-friction option. If your needs are international or multi-currency, wait for updates or go with a more mature tool.