TrackFi

TrackFi is the rare expense tracker that actually feels faster than typing. The WhatsApp bot is the standout — text "Spend 500 on fuel" and it's logged before you open the app. That's the hook, and it works. If you've tried Expensify or Zoho Expense and found them heavy, TrackFi's simplicity is refreshing. It's built for one-person operations: freelancers, consultants, and founders who just want clean books without spreadsheets. Where it shines: the business/personal split under one login. You can reassign a mis-logged expense in one tap, and custom categories on Pro mean your client lunches land somewhere meaningful. Receipt scanning and email forwarding are solid, and CSV export covers tax time. At $5.99/mo, the Pro tier is a bargain — undercutting most rivals by half. Where it bites: no multi-currency support, so if you deal with clients abroad, you'll be doing manual conversions. No team features — this is a solo tool, not an expense platform for a startup with multiple employees. And there's no API, so you can't wire it into your own systems. For a growing business, that's a hard ceiling. In practice, TrackFi is the right call for single-currency, solo-operating users in India who value speed and simplicity over feature depth. If you need approval workflows, multi-user roles, or multi-currency, look elsewhere — but for the freelancer who wants to stop dreading expense entry, it's a no-brainer.