Alternatives to Cleo AI

Origin is an SEC-regulated AI financial advisor that syncs your accounts, builds a budget, tracks your portfolio, and tells you what money move to make next.

MonAi is an AI expense tracker that logs spending by voice, text, photo, or automatic Apple Pay prompts.

Amigo AI is an AI-powered personal finance tracker for iOS and web with OCR document capture, GST tracking for India, and encrypted local storage.

Perplexity Finance pairs cited AI answers about US markets with a live heatmap, watchlist, and Polymarket predictions.

Piere automates savings, debt payoff, and overdraft avoidance by moving money between your connected bank accounts on rules you set.

Copilot Money is a paid personal finance app for iPhone, iPad, Mac, and Web that auto-tags your spending and rolls budgets, investments, and net worth into one

Maxi is an iMessage-native money assistant that tracks spending, splits bills, and sends payments by text.

Selfin is a Y Combinator-backed, AI-first banking app that automates savings and budgeting from your existing accounts.

Fortune City is a mobile expense tracker that turns logging your spending into building a city of 100+ buildings.

Today's Budget turns your income into one daily spending number you can check at the checkout.

TrackFi is an AI expense tracker that logs spending via WhatsApp, voice, receipt photos, and email forwarding.

Calendar-based cash flow tracking that puts every transaction on a dated grid, from solo spenders to couples and freelancers.

EveryDollar is a zero-based budgeting app from Ramsey Solutions that gives every dollar a job, built around Dave Ramsey's 7 Baby Steps.

Boldin (formerly NewRetirement) is DIY retirement planning software that models taxes, Social Security, real estate and healthcare — with Boldin AI running the

Bill planning, budgeting and account tracking with a large calendar, built for iPhone, iPad and Mac.

Free, ad-free manual expense tracker for Android and iOS with double-entry booking and receipt photos.

PocketGuard is a budgeting app that answers one question: how much can I safely spend right now?

Dot Copilot is a mobile AI assistant overlay that tracks expenses, creates calendar events, translates text, and replies in your apps.

Weekly turns your whole budget into one Safe-to-Spend number for the week.

Free personal finance dashboard with credit monitoring, product comparisons, and subscription cancellation tools.

Toshl Finance is a cross-platform personal finance tracker for Android, iOS and the web — manual entry or automatic bank sync, with visual budgeting.

Apple-native budget tracker with bank sync across 2,800+ European banks and read-only AI access from local MCP clients.

Preso Budget turns your real transaction history into a self-tracking budget and years-long financial plan.

AI wealth manager Finn connects your accounts, monitors them 24/7, and helps you move idle cash into higher-yield investments.

Uno Wallet is an AI wallet that auto-routes every iPhone tap to your highest-earning credit card.

AI-native tax filing with human CPA review, built for high-income professionals, equity-comp and complex filers.

Self-hosted personal finance dashboard with optional OpenAI categorization, MCP server, and live demo.

A private wealth dashboard that consolidates bank, brokerage, real estate and private equity into one net worth view, with an AI Concierge and Document Vault.

Subscription tracker and budgeting app that finds, tracks, and cancels recurring bills for you

AI financial advisor for self-directed investors with net worth tracking and tax optimization