Alternatives to Copilot

Cleo AI is a chat-based money coach that analyzes your spending, automates savings goals, and delivers blunt, funny feedback on bad habits.

Toshl Finance is a cross-platform personal finance tracker for Android, iOS and the web — manual entry or automatic bank sync, with visual budgeting.

Open-source, self-hosted personal finance that turns your bank SMS alerts into automatic expense tracking.

Bill planning, budgeting and account tracking with a large calendar, built for iPhone, iPad and Mac.

Free personal finance dashboard with credit monitoring, product comparisons, and subscription cancellation tools.

MonAi is an iOS and Android expense tracker that logs spending by voice, text, receipt photo, screenshot, email, or automatic Apple Pay prompt.

Amigo AI is an AI-powered personal finance tracker for iOS and web with OCR document capture, GST tracking for India, and encrypted local storage.

Uno Wallet is an AI wallet that auto-routes every iPhone tap to your highest-earning credit card.

Self-hosted personal finance dashboard with optional OpenAI categorization, MCP server, and live demo.

A paid budgeting and net worth app built for couples who want one shared financial picture.

E.Y.E. by Expert Chase is a personal AI assistant that reads your tasks, calendar, health and finances in one app.

Piere automates savings, debt payoff, and overdraft avoidance by moving money between your connected bank accounts on rules you set.

Manual-entry cash flow and investment tracker with instant sync across iPhone, iPad, Mac, and Windows.

Origin is an SEC-regulated AI financial advisor that syncs your accounts, builds a budget, tracks your portfolio, and tells you what money move to make next.

Fortune City is a mobile expense tracker that turns logging your spending into building a city of 100+ buildings.

AI wealth manager Finn connects your accounts, monitors them 24/7, and helps you move idle cash into higher-yield investments.

A private wealth dashboard that consolidates bank, brokerage, real estate and private equity into one net worth view, with an AI Concierge and Document Vault.

Perplexity Finance pairs cited AI answers about US markets with a live heatmap, watchlist, and Polymarket predictions.

Today's Budget turns your income into one daily spending number you can check at the checkout.

TrackFi is an AI expense tracker that logs spending via WhatsApp, voice, receipt photos, and email forwarding.

Selfin is a Y Combinator-backed, AI-first banking app that automates savings and budgeting from your existing accounts.

Boldin (formerly NewRetirement) is DIY retirement planning software that models taxes, Social Security, real estate and healthcare — with Boldin AI running the

Free, ad-free manual expense tracker for Android and iOS with double-entry booking and receipt photos.

PocketGuard is a budgeting app that answers one question: how much can I safely spend right now?

Weekly turns your whole budget into one Safe-to-Spend number for the week.

Preso Budget turns your real transaction history into a self-tracking budget and years-long financial plan.

Apple-native budget tracker with bank sync across 2,800+ European banks and read-only AI access from local MCP clients.

AI-native tax filing with human CPA review, built for high-income professionals, equity-comp and complex filers.

Subscription tracker and budgeting app that finds, tracks, and cancels recurring bills for you

AI financial advisor that aggregates your accounts, scores your portfolio, and finds tax savings for self-directed investors