Alternatives to Monarch

Bill planning, budgeting and account tracking with a large calendar, built for iPhone, iPad and Mac.

Copilot Money is a paid personal finance app for iPhone, iPad, Mac, and Web that auto-tags your spending and rolls budgets, investments, and net worth into one

EveryDollar is a zero-based budgeting app from Ramsey Solutions that gives every dollar a job, built around Dave Ramsey's 7 Baby Steps.

Origin is an SEC-regulated AI financial advisor that syncs your accounts, builds a budget, tracks your portfolio, and tells you what money move to make next.

PocketGuard is a budgeting app that answers one question: how much can I safely spend right now?

Preso Budget turns your real transaction history into a self-tracking budget and years-long financial plan.

Toshl Finance is a cross-platform personal finance tracker for Android, iOS and the web — manual entry or automatic bank sync, with visual budgeting.

AI-native tax filing with human CPA review, built for high-income professionals, equity-comp and complex filers.

A private wealth dashboard that consolidates bank, brokerage, real estate and private equity into one net worth view, with an AI Concierge and Document Vault.

Subscription tracker and budgeting app that finds, tracks, and cancels recurring bills for you

AI financial advisor that aggregates your accounts, scores your portfolio, and finds tax savings for self-directed investors

Calendar-based cash flow tracking that puts every transaction on a dated grid, from solo spenders to couples and freelancers.

Selfin is a Y Combinator-backed, AI-first banking app that automates savings and budgeting from your existing accounts.

Boldin (formerly NewRetirement) is DIY retirement planning software that models taxes, Social Security, real estate and healthcare — with Boldin AI running the

Free, ad-free manual expense tracker for Android and iOS with double-entry booking and receipt photos.

Cleo AI is a chat-based money coach that analyzes your spending, automates savings goals, and delivers blunt, funny feedback on bad habits.

Fortune City is a mobile expense tracker that turns logging your spending into building a city of 100+ buildings.

Weekly turns your whole budget into one Safe-to-Spend number for the week.

Free personal finance dashboard with credit monitoring, product comparisons, and subscription cancellation tools.

MonAi is an iOS and Android expense tracker that logs spending by voice, text, receipt photo, screenshot, email, or automatic Apple Pay prompt.

Apple-native budget tracker with bank sync across 2,800+ European banks and read-only AI access from local MCP clients.

Amigo AI is an AI-powered personal finance tracker for iOS and web with OCR document capture, GST tracking for India, and encrypted local storage.

Uno Wallet is an AI wallet that auto-routes every iPhone tap to your highest-earning credit card.

AI wealth manager Finn connects your accounts, monitors them 24/7, and helps you move idle cash into higher-yield investments.

Self-hosted personal finance dashboard with optional OpenAI categorization, MCP server, and live demo.

Perplexity Finance pairs cited AI answers about US markets with a live heatmap, watchlist, and Polymarket predictions.

E.Y.E. by Expert Chase is a personal AI assistant that reads your tasks, calendar, health and finances in one app.

PINA menyambungkan kamu dengan perencana keuangan bersertifikat plus alat digital untuk melacak kekayaan, menabung otomatis, dan berinvestasi di Indonesia.

Piere automates savings, debt payoff, and overdraft avoidance by moving money between your connected bank accounts on rules you set.

Capsule uses AI receipt scanning to capture, categorize, and organize your expenses instantly.